M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M&S Money Direct offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M & S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Autograph Essentials Wool Rich Single Button Jacket, at Marks and Spencer
Luxurious and elegant, this smartly tailored wool rich single breasted jacket is part of our exclusive Autograph range

Linen Blend Bootleg Trousers, at Mark's & Spencer
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Pure Silk Woven Stripe Tie, at Marks & Spensers
Add a luxurious finishing touch with this smart stripe tie in pure silk

Pure Silk Geometric Swirl Lightweight Scarf, at Marks&Spencer
Add a luxurious finishing touch to your look with this elegant pure silk geometric swirl print scarf. The perfect accessory to this season's styles

Ceriso Essentials Spot Embroidered Non Padded DD-G Bra, at M & S
Flirty and fashionable, this modern bra is beautifully detailed with spot embroidery and multiple bows. It's underwired and structured for great support and uplift, and the plunge shape gives a fabulous enhanced cleavage. Designed for women who want the latest look

Autograph Luxury Pure Cotton Hotel Towel Collection & Bathmat, at M&S
Luxurious 800gsm towels made from the finest combed cotton Hand: L100 x W50cm Face: L33 x W33cm Bath: L140 x W68cm XL Bath: L180 x W89cm Bathmat: L80 x W50cm, Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Floral Print Shirt, at Mark's & Spencer
A contemporary floral print makes this cotton shirt a trend-conscious choice for fashionable boys. Stylish, practical and easycare

Blue Harbour North Coast Pure Cotton Bomber Jacket, at M&S
Casual and contemporary, this long sleeve jacket makes a fashionable and practical choice

Blue Harbour Luxury Pure Cotton Contrast Stripe Shirt, at Marks & Spensers
Relaxed and stylish, this contrast stripe shirt is made from pure cotton so it feels soft and comfortable to wear

2 Pairs of Assorted Colour Stripe Socks, at M+S
Get a fabulous, fashionable look with these assorted design socks. They're made from comfortable soft stretch cotton for a great fit and shape retention

Cotton Rich Long Sleeve Top, at Marks and Spencer
Smart and stylish, this long sleeve top is made from stretch cotton for a flattering and fashionable fit

Footglove™ Ruched Trouser Shoes, at Marks & Spenser
Pointed toe Ruched design Low ankle fit Footglove™ soles are comfortable, highly flexible and lightweight High heel

Autograph Multi Bead Stretch Bracelet, at M & S
Multi bead design Stretch style

Petite Cotton Rich Straight Leg Jeans, at Marks and Spenser
A wardrobe essential at a great price, these straight leg denim jeans are outstanding value. Stock up on style!

7 Pairs of FreshFeet Beige Track Design, at Marks & Spencers
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Satin Stripe Evening Shirt, at Marks and Spencers
This luxury shirt is made from superior satin and cotton mix and is expertly designed for a stylish look and great fit. Its fine quality and careful attention to detail make it stand out as a modern classic. This exclusive product is only available in 10 stores and some colours are exclusively online

His & Hers Towels Anniversary Card, at Marks and Spencer
Cover text: On our Anniversary Inside message: With all my love always x Approx. size: 175mm x 125mm

Wide Leg Drawstring Trousers, at Marks and Spencer
Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. A stylish, fashionable look

3 Cube Vanilla Scented Candles, at Marks & Spencer
Set includes 3 candles and tray holder Vanilla fragrance Branch detail, Manufacturer: Marks & Spencer

100 Denier Footless Opaque Tights, at Marks & Spencers
These comfortable 100 denier footless opaque tights are made with added stretch

Pure Silk Textured Circles Tie, at Mark & Spensers
Add a luxurious finishing touch with this contemporary textured circles tie in pure silk

Limited Collection Quilted Belt, at MarksandSpencer
Define your waistline with this fashionable quilted belt

Lace Wing Multiway Push Up Bra, at Marks & Spencer
Flattering and comfortable, this push-up bra is designed to give a fuller uplifted shape and enhanced cleavage. It's perfect under tricky summer clothes as it can be worn in 5 ways: conventionally, halterneck, cross back, strapless and one shoulder

Formula Age Repair 4 in 1 Cleansing Wipes, at Marks and Spencer
Enriched with ceramides to replenish and repair your skin Enriched with amino acids to improve radiance Formulated to cleanse, moisturise and refresh without irritating or drying out your skin Suitable for all skin types Hypoallergenic Contains 25 wipes

Portfolio Wrap Tie Cardigan, at M&S
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Pure Cotton Long Sleeve Mock Layer Monkey Top, at M+S
Fun and fashionable, this pure cotton crew neck top features a fun monkey motif. A practical easycare style

Ses'fikile Folklore Pinot Blanc 2008 - Case of 6, at Marks and Spenser
Style: Dry Grape variety: Pinot Blanc Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Short Sleeve Stripe knitted Top, at Marks and Spencer
A gorgeous short sleeve knitted top in a soft cotton blend, the scallop trim gives it the Per Una touch

Blue Harbour Heritage Pure Cotton Stripe Shirt, at Marks and Spencer
Relaxed and stylish, this long sleeve stripe shirt is made from pure cotton so it feels soft and comfortable to wear

M&S Cable Tidy, at Mark & Spencers
Free 2 year guarantee Tidy up that unsightly pile of cables and wires by gathering them together in this neat cable tidy

MarksandSpencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks&Spencer insurance products in document format too.