M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spensers insurance products in document format too.

Faux Silk Ceiling Light Shade, at M+S
Faux silk fabric Plain H22 x Diam 30cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Dancing Dotty Daughter Birthday Card, at Marks & Spenser
Cover Text: Happy Birthday Daughter! Inside Message: With lots of love Approx size: 215 x 152mm

Gold Plated Floral Pendant Necklace, at Marks & Spensers
Adjustable length Clasp fastening Diamont floral pendant Necklace length: 40cm

Short Sleeve Textured Cardigan, at Marks and Spenser
Modern and stylish, this cardigan features a textured knit. Ideal for layering

Monkey Rug, at MarksandSpencer
Monkey design Dimension: 68 x 84cm, Manufacturer: Marks & Spencer

Belt Spinner, at Marks and Spencer
Keep your belts smartly stored with this belt spinner. An essential part of any gentleman's wardrobe

Small Valentine Gift Bag, at M+S
Contains: 1 gift bag with tag Approx size: H160 x W160 x D90mm

Detroit Extention Leaf, at Marks and Spencer
H6 x W90 x D45cm Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Mechanical Fab Birthday Card, at Marks and Spencer
Cover Text: Get ready for a Fab Birthday! Inside Message: Celebrate in style Approx size: 135 x 135mm

Pure Cotton Button Detail Flare Dress, at Marks and Spencers
Sophisticated and elegant, this fit flare dress features button detail and a buckled waist belt. A gorgeous style statement, perfect for elegant occasions

2 Pairs of Ribbed Socks, at Marks & Spensers
Perfect for the school year ahead, these socks are oh so smart. The elastane ribbed tops ensure they'll stay up all day

Dinner Jazz CD, at Marks and Spencer
Audio CD, Marks & Spencer

Adored Comfort Pansy Lace Padded Balcony Bra, at M+S
Soft and pretty, this padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear. Underwiring and padding give an uplifted and enhanced natural shape. Feminine everyday lingerie

Autograph Wool Blend Pinstripe Suit Trousers, at Marks & Spenser
Perfect for smart occasions, these classic pinstripe suit trousers make a fashionable and practical choice

Matt Shine Metal Photo Frame 13 x 18cm (5 x 7''), at M & S
Matt shine effect Rectangular frame Aperture: 13 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

Per Una Varied Stripe Knitted Top with Scarf, at Marks & Spencers
A cosy long sleeve knitted top featuring varied stripe design. A matching scarf makes it extra stylish

Maxim Egg Cup, at Marks & Spencers
Egg cup Versatile fine dining range Plain porcelain Suitable for everyday use H6.5 x diam 5cm, Manufacturer: Marks & Spencer

Domaine Bastides d'Eole 2007 - Case of 6, at Marks&Spencer
Style: Full bodied Grape variety: Grenache, Syrah Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Ceramic Tall Mirror, at Marks and Spenser
Freestanding Round mirror H38 x W17 x D16cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Heart Charm Bootleg Trousers, at M&S
A fashionable choice for school, these stretch bootleg trousers feature a pretty heart charm

Soft Vanilla Diffuser Plug-In Refill, at Marks and Spencer
Plug-in design 15ml of fragranced liquid Lasts up to 75 days This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Cashmere Long Sleeve Jumper, at Marks & Spencer
Elegant and feminine, this crew neck jumper is made from pure cashmere for the ultimate softness. Exclusive, luxurious and beautiful

Younger Girls' Pure Cotton Heart Print Baseball Cap, at Marks and Spencer
Fashionable and fabulous, this baseball hat is a great choice for fun in the sun

Autograph Pure Cotton Floral Print Top, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

High Waist Bootleg Trousers, at Marks and Spencer
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit and a look that's always in style

Official ECB Cricket Ball, at Marks and Spencers
ECB Ashes logo 1997 2007 ECB. The three lions logo, ECB, England Cricket and Ashes Series logos are trade marks (or where relevant registered trade marks) of the ECB ECB is a registered trademark of the England & Wales Cricket Board, Manufacturer: Marks & Spencer

Younger Girls' Bow Detail Boots, at Marks & Spencer
Round toe Pull on Bow detail Flat sole Lined Comes in sizes 4-13

Formula for Skincare Men Skin Recovery Stick, at Marks & Spensers
Soothes Repairs 10 ml

Bandeau Style Textured Swimsuit, at Marks and Spencers
Gorgeously feminine, this detachable strap swimsuit is designed to stay securely in place while you work on your tan. Designed to fit and flatter

Multiple Bead Shanghai Hoop Earrings, at Marks & Spencers
Hook fastening Hoop style Multiple bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Mark & Spensers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.