Besides Marks & Spencers Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your MarksandSpencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

Small Brunette Rag Doll, at M&S
Not recommended for babies under 12 months Hair ribbon detail Frill dress Apple print design This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Special Dad Gift Card, at Marks and Spencer
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Fairtrade Organic Cotton Plain Dye Pillowcase, at Mark & Spencers
Threadcount: 180 L76 x W48cm Plain Easy care finish for easier ironing Available in duvet cover, fitted sheet, flat sheet and pillowcase Click to view a video about Fairtrade Cotton , Manufacturer: Marks & Spencer

Linen Blend Embroidered Diamond Skirt, at Marks & Spencer
Pretty and feminine, this linen blend skirt is a look you'll love. A classic style essential

Thank You Retro Script Multipack of Mini Cards, at Marks and Spencers
Cover text: design 1 - Thanks, design 2 - Thanks so much , design 3 - Thank you, design 4 - Thanks a lot Inside message: blank for your own message 8 cards, 4 designs Approx size: 95 x 80mm

Barton 2-Seater Sofa, at Marks and Spencers
H90 x W158 x D90cm Seat H51cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Includes 2 matching fibre scatter cushions Feet are castors with antique-brass effect finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Luxury Pure Cotton Blend Stripe Shirt, at Marks & Spencers
Smart and refined, this shirt is part of an exclusive range of beautiful garments, available only in our top stores and online. It's made from superfine yarn so it feels luxuriously smooth. Designed for a stylish contemporary look and great fit

Pure Cotton Long Sleeve Mr Men Rugby Top, at Marks and Spencer
Fans of Mr Men will love this stripe cotton rugby top featuring Mr Happy. A practical, easycare style

Mini Roll Platter, at Marks & Spencers
16 rolls Serves 4-6 4 different sandwich fillings Ready to eat Contains sesame seeds As featured on page 8 in the food to order brochure Order by 5pm to collect in 2 days Available for collection in the majority of our UK mainland stores

Zip Through Hooded Fleece, at Mark's & Spencer
Comfy and cosy, this fleece coat feels soft and warm and is great value. A practical, easycare style

Little Birds Text Birthday Card, at M & S
Cover text: Happy Birthday Inside message: Have a lovely day Approx. size: 150 x 150mm

Dolly Mix Bedset, at Marks & Spensers
Co-ordinate with 50/50 pink plain dye sheets and pillowcases strokes T352101F,T352101S,T352101P,T352101V Doll print, Manufacturer: Marks & Spencer

Collezione Leather Brogue Shoes, at Marks & Spencers
Pointed toe Punch feature Stitch detail 5 eyelets Lace-up Block heel

Collezione Leather Washbag, at MarksandSpencer
Stylish and practical, this washbag is a well designed travel essential

Easy Soup Book, at Marks and Spencer
Cosy up and enjoy heart-warming soups. Enjoy feel-good food with family and friends and take the stress out of cooking with fuss-free, home-made recipes that allow you more time outside of the kitchen. What better way to warm up your winter, or cool down your summer than with a wholesome bowl of soup made using the freshest of ingredients. Impress your friends and create lasting memories with the simple to prepare recipes inside this book

Pure Silk Woven Square Grid Dot Tie, at M&S
Add a luxurious finishing touch with this contemporary square grid dot tie in pure silk

Pure Cotton Broderie Ribbed Top, at Marks and Spenser
This short sleeved top will make a useful addition to your wardrobe. It features pretty embroidered details for a stylish casual look

2 Mosaic Stackable Chairs, at Marks and Spencer
H96 x W56 x D56cm Seat: 44cm Sold as a pair Seat cushion made from shape-retaining foam Metal frame Diamond pattern mosaic design This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Tortoiseshell Retro Plastic Sunglasses, at Marks and Spencer
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

Reversible Floral Print Hat, at Marks & Spencer
Keep your cool in this reversible sun hat, a summer and holiday essential

Two Tone Sunglasses, at Mark & Spensers
A hot look for summer, these fabulous sunglasses add instant style and glamour

Portfolio Side Ruched Patent Court Shoes, at Marks & Spensers
Court style Almond toe Patent effect Side ruched feature Mid heel Slip-on Heel height: 52mm Comes in sizes 3-8, including half sizes

Hannah Montana Range Set of 3 Pens, at Marks & Spencer
3 ballpoint pens Hannah Montana design 135 x 10mm Disney

Girls' Limited Pure Cotton Denim Shorts with Leggings, at Marks and Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Altena Cortese 2008 - Case of 12, at Marks & Spencers
Grape variety: 100% Cortese Country of origin: Italy Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 11.5% vol Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Portland Footstool, at Marks & Spencer
H37 x W119 x D79cm (all dimensions are approximate) Cushion filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Ashbourne Recliner, at Marks n Spencer
H99 x W112 x D105cm (Reclines to L173cm) Seat H49cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Manual recline model Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Maternity Scoop Neck Tunic, at Marks and Spencers
Fashionable and modern, this scoop neck tunic is designed to flatter you and your bump. A drawstring waist gives a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

Airflex™ Comfort Apron Lace-Up Shoes, at Marks and Spencer
Round toe Lace up Thick grip sole Contrast stitch detail Unique Airflex™ airflow system for unbeatable comfort

The Kingdom Blu-ray DVD, at Marks and Spencer
Rating Suitable for 15 years and over,

There are lots of ways to save money using M&S Money. Not least of these is Marks & Spencer Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M&S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.