When you're shopping at Mark & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M&S Money financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while M & S once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Sprung-Edge Non-storage Divan & F200 Mattress, at M&S
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 24cm Divan Height: 41cm Individually pocketed springs Deep layer of memory foam Mattress Spring Count: 930 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Underwired Plain DD-G Bras, at Marks and Spencer
Soft and comfortable, these bras are specially designed for fuller busts. It's underwired and structured to give great support and a flattering enhanced shape

Italian Collezione Pure Silk Wheat Tie, at Marks n Spencer
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

Autograph Pure Cotton V-Neck Cardigan & T-Shirt, at Marks & Spensers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Pure Cotton Stripe Mock Layer Jersey Top, at Marks n Spencer
Smart and stylish, this mock layer top is made from cool comfortable cotton and features a ruffle front detail and stripe print

Jewelled Collection - Bedside Lamp, at Marks and Spencer
Faux silk shade Facetted glass design Chunky base D18 x H35cm Bulb: 40W or 8W CFL, Manufacturer: Marks & Spencer

Luxury Pure Cotton Long Sleeve Stripe Shirt, at Marks and Spencer
Offering a timeless appeal, the soft twill finish of this pure cotton shirt provides easy to wear comfort, while the traditional cut makes it an essential part of any smart wardrobe

Autograph Summer Manor Small Pillar Candleholder, at Marks and Spencer
Hand crafted Glass holder Chunky style Comes with candle, Manufacturer: Marks & Spencer

Edwardian Lady Slim Diary, at Marks & Spencers
The Country Diary of an Edwardian Lady Rowena Scott (Designs) Ltd RW.UK. Ltd 2008. Licensed by opyrights Group Approx size: 80 x 165mm

Younger Girls' Little Miss Sunshine Sunglasses, at Marks and Spencer
Cute and colourful, these Little Miss Sunshine sunglasses give 100% UV protection for safer style in the sun

Buckle Detail Long Sleeve Jacket, at Mark's & Spencer
Say goodbye to stuffy formal dressing. Summer suits are light and easy, with relaxed styling to match your mood

Perfect Bootleg Trousers with Piping Detail, at Marks & Spencer
Elegant and timeless, the clean styling of these bootlegs make them a versatile essential you'll wear again and again

Leather Slip-on Tramline Shoes, at Marks & Spenser
Tramline design Square toe Stitch detail Slip-on Block heel

The Floral Collection Bath Cream Pack, at Marks & Spenser
Pack of 4 Includes: lavender, iris, magnolia and rose Moisture rich Foaming bath cream Magnolia Moisture Rich Foaming Bath Cream 50ml: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamidopropyl Betaine, Decyl Glucoside, Parfum, Magnolia Liliflora (Magnolia), Glycol Distearate Sodium Sulfate, Laureth-4, Glycerin, Disodium, EDTA, Amyl Cinnamal, Linalool, Butylphenyl Methylpropional, Citric Acid, Benzyl Salicylate, Geraniol, Benzophenone -2, Citronellol, Magnesium Nitrate, Isoeugenol, Propylene Glycol, Methylchloroisothiazolinone, Magnesium Chloride, Sorbitol, Methylisothiazolinone, Phenoxyethanol, Propylparaben, Methylparaben, Isobutylparaben, Ethylparaben, Butylparaben, CI 14700, CI 19140 Rose Moisture Rich Foaming Bath Cream 50ml e 24M: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamidopropyl Betaine, Decyl Glucoside, Parfum, Rosa Centifolia (Rose), Glycol Distearate, Sodium Sulfate, Glycerin, Laureth-4, Disodium EDTA, Benzyl Salicylate, Styrene/Acrylates Copolymer, Citronellol, Linalool, Citric Acid, Magnesium Nitrate, Alpha-Isomethyl Ionone, Sodium Lauryl Sulfate, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Isobutylparaben, Propylparaben Lavender Moisture Rich Foaming Bath Cream 50ml e 24M: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamidopropyl Betaine, Decyl Glucoside, Parfum, Lavandula Angustifolia (Lavender), Glycol Distearate, Sodium Sulfate, Glycerin, Laureth-4, Disodium EDTA, Styrene/Acrylates Copolymer, Linalool, Butylphenyl, Methylpropional, Magnesium Nitrate, Citric Acid, Sodium Lauryl Sulfate, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Isobutylparaben, Propylparaben Iris Moisture Rich Foaming Bath Cream 50ml e 24M: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamidopropyl Betaine, Decyl Glucoside, Parfum, Glycol Distearate, Glycerin, Laureth-4, Disodium EDTA, Styrene/Acrylates Copolymer, Citric Acid, Magnesium Nitrate, Propylene Glycol, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Iris Flrorentina (Iris) Flower Extract, Sodium Sulfate, Hexyl Cinnamal, Linalool, Alpha-Isomethyl Ionone

3 Mini Silicone Utensils, at Marks & Spencers
3 piece set Pastry brush - warm grey 20.5 x 3.3 x 1cm Spoon - plum 20.5 x 4.5 x 1cm Spatula - purple 20.5 x 4 x 1cm, Manufacturer: Marks & Spencer

3 Pairs of Collezione Pure Cotton Socks, at Marks and Spencer
Smart socks with a luxurious feel and appearance. A reinforced heel and toe gives extra durability

Flat Front Lightweight Straight Leg Trousers, at Marks & Spencers
Fashionable and smart, these lightweight flat front trousers are the perfect choice for warmer weather

Limited Collection Side Button Leggings, at Marks & Spencers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

The Dangerous Book for Boys Go-Cart Birthday Card, at Marks & Spensers
Cover text: The Dangerous Book for Boys Inside message: Have a dangerous birthday! Approx size: 150 x 150mm

Hand Finished Photographic Trinket Box Mother's Day Card, at Marks & Spencer
Cover text: Just for you Mum xx Inside message: There are things that always cheer me Whenever I feel blue Theyre little pearls of wisdom And I learnt them all from you Approx size: 178 x 126mm

Radcot Hideaway, at Marks and Spenser
2 beds Single 3ft: L204 x W105cm Headboard H104cm Endboard H79cm Second bed comes with fold-away legs Comes with 2 traditional open-coil mattresses Made from solid oak Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Long Sleeve V-Neck Cardigan, at Marks and Spencer
Made from Supersoft Cashmilon™, this long sleeve cardigan has been knitted from yarn that resists bobbling. It can be machine washed and tumble dried

36 Indian Selection with a Tomato & Chilli Dip, at Marks and Spencer
Contains 36 pieces Serves 8 Ready to cook Suitable for freezing Suitable for vegetarians 880g As featured on page 15 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Pure Cotton Sweat Top, at Marks & Spensers
Relaxed and cosy, this pure cotton sweat top is extremely comfortable and can be worn layered for a contemporary look

Handcrafted Metallic Purple Heart One I Love Valentine Card, at Marks and Spenser
Cover text: For the One I Love Inside message: On Valentine's Day Approx size: Unfolded: 220 x 220mm

Blue Harbour Short Sleeve Check Shirt, at Marks and Spencer
Stylishly smart casual, this comfortable check shirt looks great dressed up or down

Holographic Flowers Roll Wrap, at M&S
1 roll wrap Approx size: 1.5 x 700mm

Ruby Dinner Plate - Red, at M & S
Plain centre Stripe edge Diam 27.5cm, Manufacturer: Marks & Spencer

Pure Cotton 3/4 Sleeve Stripe Parka, at Marks and Spencers
The stripe print parka is a must-have item this season. This version, made from a soft easycare fabric, features a modern 3/4 length sleeve turn up design

Big And Tall Luxury Wool Double Breasted Jacket with Cashmere, at Mark's & Spencer
Specially proportioned for big and tall men, this double breasted jacket is designed to give a flattering, comfortable fit

Besides Marks & Spencer Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spensers purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.