When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark & Spensers are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

2 Litre Glass Mixing Bowl, at Marks & Spensers
2 litre capacity Classic shape Transparent, Manufacturer: Marks & Spencer

Autograph Microfibre & Cashmere All Seasons Filled Duvet, at Marks & Spencer
2 part set Splits into 2 seperate covers or combined 4.5 tog: the coolest of all duvets, designed for summer use 9 tog: ideal for Spring and Autumn use, or all round use in homes with central heating Non-allergenic 300 thread count and 100% cotton jacquard cover Pocket construction for even warmth Comes in single (3ft), double (4ft 6in), king size (5ft) and super king size (6ft)x Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Older Girls' Widefit Permair™ Leather Flower Bar School Shoes, at Marks and Spencers
Round toe Floral detail Riptape fastening strap Flat sole Scuff resistant Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe

Per Una Brogue Patent Belt, at Marks and Spencer
A patent finish makes this fashionable belt even more special. Add a stylish finishing touch from Per Una

Brothers & Sisters Duo - Case of 6, at M+S
3 Fox Gordon Brothers & Sisters Viognier 2008: A superb example of Viognier that offers the perfect marriage of scented, lush fruit with elegant minerality and restraint... 3 Fox Gordon Brothers & Sisters Shiraz 2005: This is a full-flavoured, hedonistic style of wine made in Australia's Barossa Valley, home of super-ripe Shiraz... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Perfect Twin Buckle Tote Bag, at Marks and Spenser
Add a shiny splash of colour and style to your work suits with this great value patent bag. The perfect mood lifter!

No VPL Spot Print Shorts, at Marks and Spencers
VPL is a thing of the past! These stretchy shorts are perfectly smooth and give the ultimate no-show look. They don't dig in and there are no irritating labels, so they feel incredibly comfortable to wear

Stitched Waistband Straight Leg Trousers, at Marks & Spensers
Smart and stylish, these straight leg trousers are outstanding value. They're easycare and makes a great choice for work

Traditional Wedding Cake, at Marks & Spencer
Fruit cake: Vine fruits, nuts and cherries laced with brandy. Fruitcakes can be eaten up to 14 days after collection Sponge cake: All-butter sponge filled with buttercream and raspberry jam and covered in soft icing. Sponge cakes can be eaten up to 5 days after collection Medium cake (24 portions): Diam 15.5cm, Cakeboard Diam 20.5cm Large cake (54 portions): Diam 22.5cm, Cakeboard Diam 27.2cm Extra large cake (66 portions): Diam 27.5cm, Cakeboard Diam 31.2cm Fruit cake weights: Medium 1.46kg, Large 2.6kg, Extra large 3.85kg Sponge cake weights: Medium 650g, Large 1.35kg, Extra large 2.04kg Height of each cake: 5.5cm Choose from white or ivory soft icing Please note - You can tier sponge cakes on top of fruitcakes, but fruitcakes are too heavy to tier on top of sponges Please note - You will need to assemble this cake with dowels and pillars which are available to purchase in store. Please contact your collection store for details and ordering Silver cakeboard Comes in a box suitable for storing the cake before serving Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 61 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in participating M&S UK stores

Print Your Own Graphic Heart Wedding Invitations, at Marks and Spenser
Heart & bow design Pack Contains: 10 x invitations, 12 x folded insert sheets, 10 x coordinating envelopes, 10 x ribbons, 1 x sheet of glue dots, 1 x instruction leaflet, N.B. The CD-ROM is not included in the pack and is available separately. Approx size: 154 x 110mm The cards in this pack are made with material from FSC certified sustainable forests Download free software to personalise the stationery

Per Una Embroidered Lightweight Jersey Skirt, at Marks & Spencers
A beautiful full length jersey skirt in soft stretch fabric featuring an embroidered detail

National Parks Of Britain by Role Smith, at Marks & Spencer
Fascinating and wonderful. Every lover of the British countryside should have this book

Autograph Stainless Steel Bar Tray, at Marks and Spenser
Diameter: 39cm Circular shape, Manufacturer: Marks & Spencer

Classic Collection Floral Embroidered Slippers, at Marks & Spensers
Round toe Embroidered floral detail Pump style Flat sole Slip on

Glass Art Deco Photo Frame 13 x 18cm (5 x 7''), at Marks and Spencer
This glass art deco inspired photoframe will compliment any prized photograph

Footglove™ Leather Ruched Shoes, at Mark's & Spencer
Pointed toe Ruched design Slip on Mid heel Heel height: 67mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Silver Plated Faceted Catseye Drop Earrings, at Marks and Spencer
Hook fastening Drop style Facet catseye design For hygiene reasons, refunds will only be given in accordance with your legal rights

Pure Cotton Long Sleeve Herringbone Shirt, at M&S
Smart and stylish, this long sleeve herringbone shirt is made from pure cotton

Lotus Flower Infusion Sticks, at Marks and Spencers
Fragranced infusion sticks Glass container, Manufacturer: Marks & Spencer

Skull & Stripe Bedset, at Marks & Spenser
Skull and stripe design Set includes single duvet cover and 1 pillowcase, Manufacturer: Marks & Spencer

Mounted Lens Wraparound Sunglasses, at Marks and Spencer
Practical and fashionable, these wraparound sunglasses are designed in a flattering modern style

Kodak Easyshare Z915 Digital Camera, at Marks and Spencer
Pixels: 10 megapixels Lens: 35350 mm (35 mm equiv.) f/3.54.8 Zoom: 10X optical, 5X advanced digital, total zoom range 50X Image stabilizer: optical Shutter speed: 1/81/1250 sec. (auto); 161/1000 sec. (S/M mode) Monitor: 2.5 type high resolution (230K dots), 5 level brightness adjustments Storage: 32 MB internal memory* available, SDHC/SD card expansion slot Auto focus type: TTL imager AF system Auto focus Modes: normal, macro, infinity Face-priority AF: yes AF assist light: yes ISO sensitivity: auto, 100, 200, 400, 800, 1600 White balance: auto, daylight, tungsten, fluorescent, open shade Flash: Range: 5.4 m (@ wide, in Smart Capture mode), 3.9 m (@ tele, in Smart Capture mode); Modes: auto, off, fill, red-eye reduction, off; Compensation: 1.0 EV in 1/3 steps Shooting modes: Smart Capture, sport, P (program mode), A (aperture priority mode), S(shutter priority mode), M (manual mode), portrait, panorama (leftright,rightleft), video, SCN (scene modes) Scene modes: high ISO, portrait, night portrait, landscape, night landscape, flower, sunset, backlight, candlelight, manner/museum, text, beach, snow, fireworks,children, self-portrait, stage Still capture: Still format: JPEG/EXIF v2.21; Color modes: high color, natural color, low color, sepia, black and white; Sharpness: high, normal, low; Review options: single, magnification with navigation box, multi-up, multi-field search,slideshow, multimedia slideshowslideshow, multimedia slideshow Editing: on-camera crop, KODAK PERFECT TOUCH Technology, voice annotation; File management: delete, undo delete, copy, protect, text tagging, one-button upload Video capture: Format: QUICKTIME Photo JPEG; Quality: VGA (640 480) at 30 fps, QVGA (320 240) at 30 fps; Length: continuous up to 4 GB; Microphone: yes; Review options: play, rewind, pause, fast-forward and rewind, forward and rewind by frame, multimedia slideshow, bookmarks, view by; Editing: make a picture from video, action print (1, 4, 9, 16-up), trim, copy; File management: delete, undo delete, copy, protect, text tagging, one-button upload Custom settings: LCD brightness (5 levels), date stamp (on/off), image storage, capture frame grid (on/off), image stabilizer control, red-eye preflash (on/off), quick view (on/off), advanced digital zoom, orientation sensor, sound, volume, date & time, auto power off, video out, language, reset camera Share button: yes Physical specifications: I/O interface: digital (USB 2.0 high speed) connector for data and video; Power: (2) AA batteries (alkaline, lithium, or Ni-MH), optional AC adapter; Tripod mount: in. standard Dimensions: W11 H7 D3.6cm Weight: 220g (without SD card and batteries) Direct printing: PictBridge-enabled Software: works with KODAK EASYSHARE Software Package contents: KODAK EASYSHARE Z915 Digital Camera, (2) KODAK Alkaline AA Batteries or equivalent, USB cable, Wrist strap, User's Guide with KODAK EASYSHARE Software M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Disney Fairies Pixie Hollow Activity Book, at MarksandSpencer
Join the Disney fairies and explore the magic of Pixie Hollow in this activity book. Enter the world of the Neverland Fairies. Play lots of fairy games and quizzies. Use yours stickers to decorate your things. This beautiful activity book is packed full of puzzles and fairy facts for hours of fairy fun !

2" Longer Classic Pleat Long Sleeve Shirt, at Marks and Spencer
Keeping the taller man specifically in mind, this smart shirt features an extra 2" of fabric in the sleeve and body to provide a perfect formal fit

Pacific 2-Seater Sofa, at Mark & Spencers
H92 x W137 x D91cm Seat H54cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Cushion covers are removeable Available in conservatory fabrics and leather only Frame made from solid hardwood wrapped in pandan. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Pine feet with a light finish Includes 2 free matching arm bolsters All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Classic Collection Velour Ballerina Slippers, at Marks and Spencer
Soft velour provides the ultimate in comfort with these ballerina style slippers. Great for wearing around the home or after a warm bath

40 Denier Silky Soft Opaque Tights, at M & S
Complete with a reinforced toe and added stretch for lasting comfort and durability, these opaque tights are the perfect choice for giving your legs a wonderfully attractive sheen

Autograph Pure Wool Flat Front Stripe Trousers, at Marks & Spencers
Fashionable and contemporary, these stripe trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Pure Cotton Stripe Pyjamas, at Marks and Spencers
Soft and breathable, pure cotton pyjamas are the natural choice for a comfortable night's sleep

Uva Mira Vineyard Selection Red Blend 2005 - Case of 6, at Marks and Spencers
Style: Dry Grape variety: 68% Cabernet Sauvignon, 12% Merlot, 12% Cabernet Franc and 8% Syrah Country of origin: South Africa Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 15% vol. Alcohol units per bottle: 11.3 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.