Besides Marks & Spenser Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Collezione Pure Wool Single Pleat Trousers, at Marks and Spencers
Add a smart dimension to your formal wardrobe with these single pleat trousers. Allowing for more hip room, they provide a clean, crisp and well turned out look

8 Cup Floral Print Cafetiere, at Marks&Spencer
Metallic frame and lid 8 cup capacity Floral print, Manufacturer: Marks & Spencer

Adored Pure Cotton Floral Embroidered Nightdress, at Marks & Spencer
Stylish and elegant, this flattering nightdress is part of our feminine Adored collection. It's made from the softest fabrics for the ultimate in comfort

Bold Spot Eyelet Curtains, at Marks & Spenser
Bold spot design Eyelets Lined Comes in standard 168cm/66'' (STD) and wider 219cm/86'' (WDR) widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Star Print Hooded Fleece Jacket, at Marks and Spencer
Soft and warm, this pretty star print hooded fleece jacket will keep her cosy

Urbino Storage Footstool, at Marks & Spensers
H46 x W56 x D56cm (all dimensions are approximate) Top cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Print Your Own Wedding Stationery: Cream & Black Wedding Invitations, at Marks and Spencers
Contains: 10 x invitations, 12 x folded insert sheets, 10 x coordinating envelopes, 10 x decorative ties, 1 x instruction leaflet It's as easy as 1, 2, 3! 1. Follow the easy steps on the CD-ROM to create your personalised invitations. Print the insert sheets 2. Use the glue dots to secure the inserts inside the cards 3. Glue on the ribbon and tie in a bow to secure N.B. The CD-ROM is not included in the pack and is available separately Spend 10 on 'print your own' stationery and receive the CD-ROM FREE Approx size: 154 x 110mm

Limited Collection Cotton Rich Vest & Shorts Set, at Marks and Spencer
Fabulous and modern, this vest and shorts set is part of our Limited Collection lingerie. Theyre made from soft stretch cotton and designed to fit and flatter. Casual, contemporary fashion

M&S 10m High Speed ADSL & Broadband Modem Cable, at Marks and Spencers
10 metre cable Faster internet connection This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Portfolio Gathered Sleeve Crepe Jersey Dress, at Mark & Spensers
Sophisticated and elegant, this gathered sleeve dress features an empire line and pleat detail. A flattering, stylish look

Autograph Modal Vest, at Marks and Spenser
Ideal for layering, lounging or sleeping in, these comfortable, easy to care for vests are an essential part of any modern man's wardrobe

Collezione Pure New Wool Single Breasted 3 Button Soft Ribbed Jacket, at Marks and Spencers
A pristine example of fine Italian style, this distinguished single vent jacket is fashioned from Pure New Wool and features a stunning contrast lining for a refined finishing touch

Multi Strand Pearl Necklace, at M & S
Clasp fastening Adjustable length Multi strand Pearl and faceted bead design Diamant detail Necklace length: 41cm, extendable by 8cm

Stainless Steel Pot Strainer, at Marks and Spencer
Crescent shaped drainer Handle Hanging hook This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Mirrored Side Table, at Marks and Spenser
H50 x W48 x L48cm Mirrored effect finish Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Pairs of Newborn Cotton Rich Assorted Design Socks, at Marks and Spenser
Fun and fashionable, these soft cotton rich socks feature assorted design

7 Pure Cotton Short Sleeve Animal Bodysuits, at Marks & Spencers
Cute and practical, this pack of 7 bodysuits is great value. Popper fastenings and envelope necklines make quick changes easy and the soft cotton fabric will keep them feeling comfy and happy

Limited Collection Cotton Rich Stripe Shorts, at Marks & Spencer
Fabulous and modern, these shorts are part of our Limited Collection lingerie. They're made from soft stretch cotton and designed to fit and flatter. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Top Secret: For Your Ears Only CD, at Marks and Spencers
Audio CD, Marks & Spencer

Pure Cotton Roll Up Sleeve Stripe Ruffle Shirt, at Marks and Spencers
This fashionable stripe shirt is made from pure soft cotton that looks and feels great. Modern styling ruffle front detail gives it a cool contemporary edge

Autograph Essentials Embroidered Padded Balcony Bra, at M&S
Elegant and feminine this padded balcony bra features a delicate embroidered design finished with a pretty lace trim. Gentle padding and underwiring give a flattering uplifted shape. Beautiful exclusive lingerie

2 in 1 Cleaner & Protector, at Marks and Spencer
Spray on protection, suitable for all colours. For smooth leather, suede, synthetic footwear and accessories

Per Una Multi Strand Acid Slice Pendant Necklace, at Marks & Spencer
Acid slice round pendant Mixed bead design Multi strand Length: 50cm

Gradient Stripe Tie, at Marks & Spencers
No more trips to the drycleaners! This striped tie is machine washable

Pure Cotton Button Detail Bootleg Trousers, at M&S
Designed to give a shapely silhouette, these on-the-waist bootcuts are feminine and flattering. A look that's always in style

Gold Plated Mosaic Leaf necklace & Earrings Set, at Marks & Spencer
2 part set Hook fastening mosaic drop earrings Mosaic leaf pendant

Aladdin DVD, at Marks & Spencers
Rating Universal, suitable for all,

Active Performance Cropped Leggings, at Marks n Spencer
Perfect for active wear, these Performance leggings incorporate moisture management technology. The high-performance fabric draws moisture away from the skin to the surface, keeping you drier. Designed for a great fit and essential ease of movement

Vintage Handbag 60th Birthday Card, at Marks and Spencers
Cover text: Sixty and stylish Youre not old, youre vintage Inside message: Blank for your own message Approx. size: 230 x 114mm

Lavender Refresher & Burner Oil, at Marks and Spencer
Lavender fragrance 15ml This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Mark & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Home Insurance than you will anywhere else, and you may even pay less with M&S.