When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Luxury Pure Cotton Long Sleeve E-Stripe Shirt, at Marks&Spencer
The superior quality, cut and detailing on this luxurious pure cotton shirt are inspired by Jermyn Street tailors. A sophisticated style with a great fit

Younger Boys' Lightening McQueen Slippers, at M & S
Round toe Lightning McQueen motif Slip on Flat sole Disney

Pure Cotton Short Sleeve Floral Print Top, at Marks & Spensers
This short sleeved top will make a useful addition to your wardrobe. It features a smart scoop neck for a stylish casual look

T343348, at Marks and Spencer
Manufacturer: Marks & Spencer

Bikini Fit Book, at Marks & Spenser
A guide to becoming beach gorgeous in four weeks!

Autograph Exclusive Sea Island Cotton Briefs, at Mark's & Spencer
Grown form the world's rarest variety of cotton, Sea Island Cotton flourishes exclusively in the perfect climatic conditions of the West Indies. Hand-picked and gently processed, the extraordinarily long fibres - up to 52mm - are woven into a cotton fabric that boasts the remarkable softness of cashmere and the superior durability of wool

2 Alton Scroll Back Antiqued-Leather Chairs, at Marks & Spencer
H103 x W55 x D66cm Upholstered in antiqued-leather Sold as a pair Solid oak Scroll back All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Flat Front Crease Resistant Trousers, at Marks and Spencer
Stay smarter for longer with these innovative crease resistant trousers

Rosado Cava Prestige Brut - Case of 12, at M&S
Style: Dry Bottle: 12 x 75cl. Grape variety: Trepat, Monastrell & Garnacha Country of origin: Spain Closure: Natural cork Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Collezione Contrast Trim Loafers, at MarksandSpencer
Square toe Stitch detail Slip-on Block heel

Girls' Limited Double Breasted Stripe Cardigan, at Marks & Spensers
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Autograph Pure Cashmere Knitted Scarf, at Marks & Spenser
Indulge in a touch of luxury with this pure cashmere knitted scarf. It looks and feels gorgeous and comes in a range of beautiful colours so you'll be able to accessorise every outfit

2" Longer Autograph Pure Cotton Textured Stripe Shirt, at Marks&Spencer
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Per Una Swirl Print Blouse, at Marks and Spencer
A beautiful swirl print blouse featuring a ruffle trim and contract stitch detail

Fenton Large 2-Seater Everyday Sofa Bed, at Mark's & Spencer
H90 x W218 x D103cm (opens to L235cm) Seat: H51cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Mattress: L178 x W132 x D5cm Sprung mattress rests on a slatted wooden base Mattress recommended for everday use Sofa bed will support a maximum combined weight of 160kg All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Classic Collection Floral Print Dress, at Marks and Spencers
Pretty and feminine, this short sleeve dress is made from a soft linen blend. A fashionable style with a comfortable, flattering fit

Large Pillar Candle, at Marks n Spencer
Pillar shape Single wick Non fragranced Plain, Manufacturer: Marks & Spencer

Diamanté Square Photo Frame 25 x 20cm (8 x 10"), at Marks and Spenser
Aperature 20 x 25cm (8 x 10 in) H8 x W10, Manufacturer: Marks & Spencer

Stitched Vintage Style Leather Belt, at Marks and Spencer
This leather vintage style belt is ideal for wearing with casual styles

Cotton Rich Check Dress & Leggings Outfit, at Marks and Spencer
Cute and casual, these frill check dress and knit leggings look fabulously fashionable worn together or separately

Per Una Styled Overlaid Lace Padded Bra, at Marks & Spenser
Elegant and feminine, this stylish bra features stretch lace fabric and a scallop trim. The padded balcony style gives maximum uplift and a fuller shape. Pretty everyday fashion

Black Gloss Pepper Mill, at Marks and Spencer
Fitted with a durable stainless steel mechanism Screw top design Adjustable for fine or coarse grind Used for peppercorns Lifetime guarantee Approx size: L4.5 x W4.5 x H19.5cm, Manufacturer: Marks & Spencer

Diamond Sleeveless Pointelle Vest, at Marks & Spencer
Diamond pointelle adds pretty femininity to this warm easy care vest. Perfect as an extra layer this winter

Cotton Rich Straight Leg Jeans, at Marks & Spencers
Simple and stylish, straight leg jeans are a modern classic. This pair sits on the waist and are cut to give a sleek flattering shape that's always in style. Added stretch gives the perfect fit and adds a fashionable update

Cotton Denim Skirt & Leggings, at Marks and Spencer
You will love this cotton rich denim skirt with a plain pair of leggings. A practical, easycare style

Per Una Essentials Seersucker Underwired Bra, at Marks and Spencer
Feminine and delicate, this stylish bra is made from soft textured fabric and features a lace trim. It's underwired and structured for great support and an enhanced natural shape. Pretty everyday fashion

Extra Large Rose & Lily Bouquet with 50% Extra Roses Free, at Marks & Spencers
Receive 50% extra roses free on orders until 22nd August 2009 An elegant combination of stunning oriental lilies, white and pink roses with red top cordyline and 100% more blooms than the Rose and Lily bouquetAvailable for delivery between 1st April to 30th September 2009

Blue Harbour Ultimate Pure Linen Stripe Shirt, at Marks & Spencers
Relaxed and stylish, this long sleeve stripe shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear Only available in XXXL

Older Girls' Stretch Boots, at Marks & Spensers
Round toe Centre stitch design Knee high Mid heel Comes in sizes 1-6

Navarra Side Table, at Marks & Spensers
H52 x W48 x D48cm Made from solid oak and oak veneer Finished with a low-sheen lacquer that provides added durability Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Besides Marks & Spenser Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks&Spencer purchases are also protected while you take them home.

Also, on both M&S Finance Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.