M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks&Spencer Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your MarksandSpencer purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Playmobil Dogs & Puppies Toy, at Marks and Spenser
Suitable for 4+ years Features 2 dogs, 3 pups, 1 child figure, kennel and accessories! This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Collezione Pure Wool Single Breasted 3 Button Jacket, at Marks & Spensers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Autograph Styled Pleated Shorts, at Marks and Spenser
Luxurious and elegant these flattering shorts feature a femine pleated skirt design. The modern low leg styling gives a shapely fit. Beautiful exclusive lingerie

Panelled Lace-Up Trainers, at M+S
Round toe Lace-up Stitch detail Panelled design Flat sole

Autograph Luxury Long Sleeve Variegated Cuff Shirt, at Marks and Spencers
Smart and refined, this shirt is part of an exclusive range of beautiful garments, available only in our top stores and online. It's made from superfine yarn so it feels luxuriously smooth. Designed for a stylish contemporary look and great fit

Autograph Multi Bar Cufflinks, at M+S
Provide the perfect finish to your smart attire with the elegant design of these sophisticated cufflinks

Bingley Bear with Fabric Flowers Birthday Card, at Mark's & Spencer
Cover text: Birthday Wishes... Inside message: ...With Love x Approx size: 175 x 125mm

Per Una Pure Cotton Spot Print Kimono, at Marks and Spencers
Modern and feminine, this pretty kimono is made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Corbières 2007 - Case of 12, at M+S
Style: Full bodied Grape variety: Mixed Red Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Steel Bread Bin, at Marks and Spencer
Detachable lid with handle 'Bread' motif H23 x W34 x D18cm, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Hooded Top, at M+S
Soft, snug and comfy, this cotton top is outstanding value. It features a hood. Fashionable and practical

Blue Harbour Cotton Rich Corduroy Trousers, at Marks & Spencer
Relaxed and comfortable, these smart casual cords are made from soft cotton rich fabric.

Play Kettle, at Marks & Spencers
Suitable for ages 3+ Promotes imaginative play Height: 30cm This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Autograph Copper Base 3-Tier Steamer, at Marks and Spenser
Stainless steel for maximum durability and shine Glass straining lid Riveted handles with silicone inserts for comfort and safety High performance copper base for even heat distribution Diam: 20cm Capacity: 3.8 litre Suitable for all cooker types except induction, Manufacturer: Marks & Spencer

Cluster Pendant Rope Necklace, at Marks & Spencers
Cluster pendant Rope necklace Tie fastening

3/4 Sleeve Stripe Print Shirt, at Marks and Spenser
This outstanding value 3/4 length sleeve shirt makes a stylish addition to your wardrobe. A great fashion choice for everyday wear

Limited Collection Cotton Rich Vest & Shorts Set, at Mark's & Spencer
Fabulous and modern, this vest and shorts set is part of our Limited Collection lingerie. Theyre made from soft stretch cotton and designed to fit and flatter. Casual, contemporary fashion

Almond Toe Gusset Feature Shoe Boots, at M&S
Almond toe Centre stitch detail Gusset feature Slip on Mid heel Heel height: 66mm

Platinum Plated Cross Necklace, at M&S
Rope chain Platinum plated Cross pendant Length: 40cm

Autograph Pure Cashmere Crew Neck Jumper, at Marks & Spencers
This luxurious jumper is made from pure cashmere for ultimate softness and comfort. Innovative construction means it can be machine washed. Part of our exclusive Autograph collection

Autograph Pure Cotton Shirt & Tie, at Marks and Spenser
Modern and fashionable, this pure cotton checked shirt comes with a matching tie. Ideal for sixth form wear

Long Sleeve Funnel Neck Fleece Jacket, at M&S
An essential part of any wardrobe, this great value fleece is warm and cosy. A fashionable and practical choice.

Sony Cyber-shot™ DSC-W220S Digital Camera, at MarksandSpencer
Pixels: 12.1 Megapixels Zoom: 4x optical zoom, 8x digital zoom, 25 x smart zoom (with VGA) Screen: Large 2.7-inch (230K dot) Clear Photo LCD with wide viewing angle ISO: Auto, 100, 200, 400, 800, 1600, 3200 Dimensions: W95.2 x H56.5 x D21.8 Enhanced Face Detection Enhanced Face Detection with selectable adult/child priority high-speed subject tracking for clearer portraits. Includes Face Motion Detection Enhanced Smile Shutter Enhanced Smile Shutter automatically fires shutter when subject smiles: now easier to use with adjustable smile threshold Intelligent Scene Recognition Intelligent Scene Recognition simplifies shooting by choosing best settings for difficult conditions such as twilight portraits and backlit scenes Optical SteadyShot High sensitivity ISO 3200 and Clear RAW Noise Reduction for high-quality images with reduced blur during handheld shooting in low light BIONZ processor BIONZ processor for enhanced image quality, reduced image noise and fast shooting response Slideshow HD Slideshow with music offers fun image display with effects and music on LCD or connected HD TV M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more Free 2 year guarantee

4 Silver Plated Clip On Earrings, at Marks & Spencers
Set of 4 Assorted designs Clip on style

Abbey Compact 2-Seater Sofa, at Marks & Spensers
H95 x W176 x D97cm Seat H54cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Ernst Loosen Erdener Treppchen Riesling Kabinett 2008 - Case of 6, at M&S
Style: Medium sweet Grape variety: Riesling Country of origin: Germany Closure: Screw cap Bottle: 6 x 75cl. Alcohol volume: 10% vol. Alcohol units per bottle: 7.5 Alcohol units per 125ml: 1.3 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

7 Pairs of Freshfeet Stripe Socks with Silver Technology, at M&S
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

In Bloom Rose & Amber Moisture Rich Body Wash, at Marks and Spencers
Rose and Amber fragrance Moisture rich Body wash 225ml This product is not available for international delivery. Find out more

Perfect Blue Harbour Suede Bomber Jacket, at Marks & Spenser
A style classic at a great price. This jacket is made from real suede and has a lightly padded lining and knitted rib collar for extra comfort

Autograph Cotton Rich Long Sleeve Shirt, at Marks&Spencer
Stylish and contemporary, this cotton rich shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this seaso's key looks, so you won't find it anywhere else

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks n Spencer insurance products in document format too.