There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spencers Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spensers, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M & S may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Motor Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or House Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (House Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Star Print Round Handle Umbrella, at Marks & Spensers
Brighten up rainy days with this stylish lightweight umbrella

Autograph V-Neck Colour Block Jumper, at Marks&Spencer
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Pure Cotton Spot Print Cardigan, at Marks and Spencer
Pretty and feminine, this spot print cropped cardigan is made from pure natural cotton. A fabulous fashionable look

Little Monster Curtains, at Marks and Spencer
Check design Monster print Standard width - 168cm (66in) 137cm (54in) drop 183cm (72in) drop Coated to reduce light penetration Light spotted lining, Manufacturer: Marks & Spencer

Cream & Black RSVP Cards - Pack of Ten, at Marks & Spensers
Inside message: Many thanks for your kind wedding invitation................................................................Would be pleased to accept/cannot accept 10 cards, 1 design Approx size: 133 x 73mm

Rib Ruffle Cardigan with Cashmere, at Marks and Spencer
A touch of cashmere adds luxurious softness to this modern ribbed cardigan. Wonderfully warm and cosy

Artificial Magnolia Flower Arrangement & Ceramic Ribbed Vase, at Marks and Spencer
Arrangement includes ceramic ribbed vase Artificial magnolia bouquet No watering required therefore easy care, fresh looking throughout the year H60cm, Manufacturer: Marks & Spencer

Portfolio Overlapped Disc Collar Necklace, at Marks & Spencers
Adjustable length Clasp fastening Overlapped disc design Necklace length 45cm

Pure Cotton Block Stripe Cover Up Beach Dress, at Mark & Spensers
Modern and stylish, this flattering beach dress is designed in the latest shape. A fabulous fashionable look

Silver Plated Interlocking Wave Necklace & Earring Set, at Marks n Spencer
2 part set Hook fastening drop style earrings Clasp fastening necklace with pendant Interlocking wave design

Portfolio Pure Linen Open Neck Jacket, at Mark's & Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

5 Cotton Blend Assorted Lace Shorts, at Marks and Spencers
These shorts are perfect for everyday wear and this multipack makes a great way to stock up your underwear drawer

Perfect Cotton Rich Long Sleeve Shirt, at Mark & Spensers
A well cut shirt is a wardrobe staple. Ours has a touch of stretch for extra comfort and it's great value, too

Coloured Glass Collection - 3 Nature Votives Tea Light Holders, at Marks and Spencers
Pack of 3 Circular shape Rustic bubble effect Glass holders Assorted colours Tea lights included W7.2 x D7.2 x H8cm Burning time: Approx: 4 hours, Manufacturer: Marks & Spencer

Playmobil Road Sweeper Toy, at Mark & Spencers
Suitable for ages 4+ Includes functional brushes The catch tank can be opened This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Small Lines Flared Vase, at Mark's & Spencer
Flared Squiggle detail Handmade W9.2 x D9.2 x H16.5cm, Manufacturer: Marks & Spencer

Older Girls' Pleat Baker Boy Hat, at Marks & Spenser
Fashionable and fabulous, this pleat baker boy hat makes a stylish finishing touch

Artificial Exotic Argumentum & Vase, at Marks & Spencers
Artificial exotic argumentum with short stem Presented in clear and frosted glass Square vase Stone effect Diameter: 51cm, Manufacturer: Marks & Spencer

Blue Harbour Long Sleeve Self Stripe Shirt, at Marks & Spenser
Stylishly smart casual, this self stripe shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

Rosina Large 2-Seater Sofa, at Marks and Spencer
H82 x W196 x D97cm Seat: H45cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Magnifying Beauty Mirror, at Marks and Spencer
Round 10 x magnifying Ideal for precision tweezing or make-up application

Magnetic First Words Days Out Book, at Marks & Spencer
Choose a quiet time to enjoy this book with your child, helping them to match the magnetic word tiles to the printed words on the pages. Talk about each lively scene and find magnetic word tiles to label the pictures. As your child gains confidence, encouraging them to use the magnetic word tiles to make simple sentences in the space provided on each page

Ceramic Emrald Platter Bowls, at M+S
Circular shape H45 x L45cm, Manufacturer: Marks & Spencer

Floral Pendant Necklace, at Marks & Spencer
Clasp fastening 3 strand necklace Mixed bead design Floral pendant Necklace length: 41cm, extendable by 8cm

Stormwear™ Hooded Drawstring Packaway Jacket, at Mark & Spencers
A contemporary design makes this jacket a fashionable choice

Blue Harbour Ultimate Linen Roll Up Sleeve Shirt, at Marks and Spencer
This Ultimate Linen shirt has a unique added performance that helps keep you cool, dry and fresh by drawing moisture away from the skin and reducing odour, while also helping your linen to stay smart throughout the day. It's also easy to iron, so looking your best is now easier than ever

Blue Harbour Pure Cotton Short Sleeve Stripe Shirt, at MarksandSpencer
Relaxed and stylish, this stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Sprung-Edge Divan with 4 Large Drawers & F100 Mattress, at Mark & Spensers
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Mattress depth: 24cm Divan height: 41cm Large Drawer: H14 x W78 x D52cm, Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Open coil mattresses provide a hard-wearing and supportive background Sprung-edge divan - Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pleat Detail Shoulder Bag, at Marks&Spencer
Fashionable and practical, this scoop bag is a useful accessory with bags of style!

Grape Bead Necklace, at Marks & Spensers
Grape shape beads Intermittent design Adjustable length Clasp fastening Rope chain Necklace length 41cm, extendable by 8cm

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.