Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks&Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

Thermal Wide Ribbed Leggings, at Marks and Spencer
Keep warm and comfortable in these soft thermal leggings. Cosy without being bulky, they make the perfect extra layer for cold weather

PlayStation®3 Beijing 2008 Game, at Marks & Spencers
Experience the authentic look and feel of the Olympic Games with 38 official events Brand new control systems to give you the edge Global Online Competition: Choose your country and become a member of the Olympic team and face challenges from across all nations 1 - 8 players 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, ESRB Rating: Everyone

3 Authentic Woven Boxers, at Marks n Spencer
Combining a soft, easycare fabric with a looser fit for ease of movement means these boxers are a fantastic choice for day to day wear

Sounds Of The Wild Dinosaurs, at Marks and Spencer
Fun and stimulting, this reference book with pop ups and sound will keep them entertained

Autograph Asymmetric Pocket Jeans, at Marks & Spencer
New to the Autograph denim range, we use special whiskering and baking techniques on these jeans to ensure that no two pairs are exactly alike. They're available in a classic bootleg fit, so they go with just about everything and make for a comfortable addition to your casual wardrobe

Floral Mug, at Marks and Spencer
Floral design, Manufacturer: Marks & Spencer

Dualit Vario Sandwich Cage, at Marks & Spencer
2 handles Suitable for use with 2 or 4 slice Dualit toasters handwash only Dimensions: H30.5 x W15 x D5cm This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Girl's Fashion Schoolwear - 2-Pack 3/4 Sleeve Blouses, at MarksandSpencer
Practical and easycare, this 2-pack of blouses makes an ideal choice for school and the fitted shape gives a fashionable twist. Taped reinforced seams give a smooth neat look

Desroches Champagne - Case of 6, at Marks&Spencer
Style: Dry Grape variety: Pinot Noir, Pinot Meunier & Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Cap Sleeve Pintuck Shirt, at Marks and Spencers
This cap sleeved shirt will make a useful addition to your wardrobe. It features smart pintuck detail for a stylish casual look

Per Una Retro Coin Embellished Mock Layer Top, at Marks and Spenser
A casual 3/4 sleeve top in soft fabric featuring coin embellishment, the mock layer makes it extra stylish

Per Una Eau De Toilette Purse Spray 25ml, at Marks and Spencers
25ml eau de toilette

Panelled Block Stripe Flared Skirt, at Marks and Spencer
Fashionable and contemporary, this panel design skirt makes a fashionable, flattering choice. A modern style essential

Per Una Roma Cotton Rich 5 Pocket Straight Leg Trousers, at Marks & Spensers
A stylish pair of straight leg trousers in stretch cotton, featuring 5 pockets

Rococo Mirror, at Marks & Spencers
Rococo style H45 x W40cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Big & Tall Blue Harbour Stormwear™ Jeans, at Marks and Spencer
Innovative and stylish, these jeans are made with Stormwear™ technology. The unique water and stain repellent finish keeps you feeling dry and comfortable. Perfectly proportioned for big and tall men

Older Girls' Metallic Footbed Sandals, at M&S
Buckle fastening Metallic design Multi shapes detail Flat grip sole Contrast comfort lining

Camouflaged Military Cap, at Marks n Spencer
Keep your cool in this camouflaged sun hat, a summer and holiday essential

Autograph Crocodile Derby Lace-Up Shoes, at Marks and Spencer
Luxurious and stylish, these leather shoes are part of our exclusive Autograph collection. Their superior quality, design and attention to detail make them modern classics

Autograph Pure Cotton Short Sleeve Floral Print Shirt, at Marks & Spencer
Stylish and contemporary, this pure cotton floral print shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this season's key looks, so you won't find it anywhere else

Fuji FinePix A100 Silver Digital Camera, at Marks & Spencers
Pixels: 10.0 Megapixels Zoom: 3x optical zoom, 5.7x digital zoom Screen: 2.7" TFT LCD Display ISO: Auto / Equivalent to ISO100 / 200 / 400 / 800 / 1600 / (Standard Output Sensitivity) Dimensions: W91.5 x H60.5 x D21.7mm / W3.6 x H2.4 x D0.85in. (excluding accessories and attachments) Weight: Approx. 124g (excluding accessories, batteries and memory card) Face Detection: Face Detection technology with automatic red-eye removal Movie recording: AVI (Motion JPEG ) with sound

Limited Collection Etched Floral Padded Bra, at Marks and Spenser
Fun and fabulous, this balcony bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Classic Collection 3 Button Cardigan, at Marks and Spencer
Soft and comfortable, this 3 button cardigan makes a versatile extra layer. Dress it up with smart skirts and trousers, or wear it with jeans for a casual modern look.

2 Pairs of Cotton Rich Plain Knee High Socks, at MarksandSpencer
These cotton rich knee high socks make a comfy and warm way to add a touch of style to this season's outfits. Added stretch and a reinforced toe gives durability and comfort

Travel Cushion, at Marks & Spencers
Cylinder design Polyester beads filling for extra comfort Pink

Slim Leg Side Zip Trousers, at Marks and Spencers
Slim and stylish, these side zip trousers are cut to fit and flatter for a sleek modern look. Added stretch gives the perfect fit

Serveware - NEW LARGE BOWL, at Marks & Spencer
Manufacturer: Marks & Spencer

Maxim Cereal Bowl, at Mark's & Spencer
Suitable for everyday use Versatile fine dining range Pure white porcelain Makes an ideal gift Diam 21cm, Manufacturer: Marks & Spencer

Gold Plated Mosaic Leaf necklace & Earrings Set, at Marks and Spencer
2 part set Hook fastening mosaic drop earrings Mosaic leaf pendant

Stud Tassel Tote Bag, at Marks & Spensers
Fashionable and practical, this tote bag is a useful accessory with bags of style!

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.