Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. M&S Money financial products are, of course, designed to make Marks and Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Household Insurance than you will anywhere else, and you may even pay less with M&S.

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Long Sleeve Ribbed Trim Satin Button Cardigan, at Marks and Spencer
Casual and modern, this cardigan features satin buttons. A versatile, easywear style

Handcrafted Valentine's Kisses Bulldog Valentine Card, at Marks and Spencer
Cover Text: Valentine kisses Inside message: Just for you xxx This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Pure Cotton Hooded Reversible Cardigan, at Marks and Spencer
Soft and comfy, this reversible cardigan is made from pure cotton and features a stripe design. A practical easycare style

Sleeveless Active Performance Vest, at M&S
Ideal for active wear, this Performance vest incorporates moisture management technology. The high-performance fabric draws moisture away from the skin to the surface, keeping you drier. Designed for a great fit and essential ease of movement.

Cotton Rich Stab Stitch Check Pyjama Bottoms, at Marks and Spencer
Pretty and feminine, these full length check pyjama bottoms are made from soft cotton rich fabric for a comfortable night's sleep

Autograph Compact Foundation, at Marks & Spencers
Compact foundation Matte finish SPF 15 Hypoallergenic Compact mirror on lid 8g

Collezione Silk Blend Single Pleat Trousers, at Marks & Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Wild Print Halterneck Tankini Top, at Marks & Spensers
Gorgeous and glamorous, this flattering tankini top features a striking print. The ultimate in poolside glamour

Younger Boys' Pure Cotton Robot Pyjamas, at Marks and Spencers
Fun and fashionable, these comfy pure cotton pyjamas feature robot motifs

Jacquard Check Cosmetic Clam Bag, at M & S
Clam style Jacquard check design Zip fastening Inside compartments

Cut Flowers Scented Spheres, at Marks and Spencers
Cut flowers scented spheres, Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Denim Floral Appliqué Cardigan, at Marks and Spencer
A modern 3/4 sleeve cardigan in a soft knitted fabric featuring a stripe design and denim floral embroidered appliqu

Baby Bunny Stripe Flat Sheet, at Marks and Spenser
Stripe design Baby bunny motif Wide Trim Pure Cotton, Manufacturer: Marks & Spencer

Limited Collection Short Sleeve Pleated Belted Dress, at Marks & Spenser
Chic and stylish, this belted dress makes a great choice for work or smart occasions. It's machine washable for added convenience

Hand Made Slippers Grandfather Card, at Marks & Spensers
Cover Text: Grandfather... put your feet up on your birthday! Inside Message: ...with a cup of tea and your favourite paper Approx size: 178 x 126mm

4 Size Funnel Set, at Marks and Spenser
Set of 4 Mixed sizes, Manufacturer: Marks & Spencer

Pots and Containers Book, at Marks n Spencer
A beautiful range of 5 gardening titles, full of inspiring ideas and tips both for the novice and more experienced gardener. From pots and small backyards to larger gardens, feel confident in choosing the right flowers and shrubs for the right place all year round! Packed full of wonderful colour photography, these books will prepare and motivate you to garden

Scissors, at M&S
Central cavity for nut cracking or jar opening L22cm You must be 18 or over to purchase this product This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Rainbow Stretch Bracelet, at Mark's & Spencer
Mixed bead design Stretch style

Metal Mix Sunglasses, at Marks and Spenser
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

Autograph Wool Rich 5 Button Stripe Waistcoat, at Marks and Spencer
This finely tailored waistcoat adds a touch of refinement to your formal wear

Autograph Leather Soft Fold Shoulder Bag, at Mark & Spencers
Luxurious and beautiful, this bag is part of our exclusive Autograph collection. It's made from soft leather with an soft fold design, and is useful and practical as well as being a highly desirable fashion accessory

Per Una Long Sleeve Celtic Pin Cardigan, at Marks and Spencer
A versatile long sleeve cardigan featuring a celtic fastening pin in a delicate knitted fabric

Per Una Pleat Detail Bowler Bag with Corsage, at Marks and Spencer
Pleat detail and rose corsage makes this fashionable bag even more special. Give your look the Per Una twist!

Autograph Mineral Powder Highlighter, at Marks & Spencer
Light diffusing powder Fragrance and preservative free This product is not available for international delivery. Find out more

Adjustable Task Collection - Table Lamp with Green Shade, at Marks & Spencers
Antique-effect brass finish Adjustable height Conical shade, Manufacturer: Marks & Spencer

5 Pairs of Older Girls' Assorted Socks, at Marks and Spencer
Stock up on stylish essentials with this pack of 5 pairs of assorted socks

Half Moon Mantle Clock, at Mark & Spensers
Half moon shape Free standing Roman numeral face Clear centre with visible clock work detail Dimensions: 27.3 x 14.1 x 6.4cm, Manufacturer: Marks & Spencer

Per Una Forest Stripe Tankini Briefs, at MarksandSpencer
Striking high rise tankini briefs featuring a stripe design and high leg. Make a splash!

Limited Collection Cotton Blend Embellished Kaftan with Silk, at M&S
Feminine and delicate, this flattering kaftan is designed in the latest shape. The ultimate in poolside glamour

There are lots of ways to save money using M&S Money. Not least of these is Marks & Spencers Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.