Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Car Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or House Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (House Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark & Spensers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Financial Services financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services House Insurance than you will anywhere else, and you may even pay less with M&S.

New Active Thermal Leggings, at Mark's & Spencer
Innovative and high-performance, these leggings are made with moisture control and anti-odour technology. They're designed to keep you at a comfortable temperature so you feel warm, fresh and dry

Lotus Flower Scented Filled Candle, at Marks & Spencer
Glass holder Lotus flower fragrance Burns upto 4 hours, Manufacturer: Marks & Spencer

New York City (Eyewitness Travel Guide), at Marks & Spensers
With stunning photos and interesting descriptions of the city's vibrant and diverse neighbourhoods, history and culture, this book is as much a celebration of the Big Apple as it is a practical guidebook. Every page is packed with photographs and illustrations which show off New York's architecture and sights to maximum effect

Indulgence Cushion - Chocolate Mix, at Mark's & Spencer
Square shape Patchwork design Sequin detail Size: 43 x 43cm, Manufacturer: Marks & Spencer

Machine Washable & Tumble Dry Single Breasted 2 Button Black Stripe Jacket, at Marks and Spencer
Put an end to tiresome trips to the dry cleaners. Our range of machine washable and tumble dry suits combine the best in convenience and contemporary style

Disney Fairies Colour and Activity Pad, at MarksandSpencer
Tink and all of her fairy friends are waiting for you to open up this book and join the pixie fun! They'll keep you busy for hours with lots of fabulous fairy activities to complete and magical pictures for you to bring to life with colour.

Pure Cotton Straight Leg Jeans with Belt, at Marks and Spencer
These straight leg jeans in pure cotton are great value. A practical, easycare style

Autograph Chunky Silver-Plated Photo Frame (4 x 6''), at Marks and Spencer
Silver plated Chunky design Dimensions: H18 x W3 x L15cm Aperture: 4 x 6'', Manufacturer: Marks & Spencer

7 Pure Cotton Short Sleeve Animal Bodysuits, at Marks & Spenser
Cute and practical, this pack of 7 bodysuits is great value. Popper fastenings and envelope necklines make quick changes easy and the soft cotton fabric will keep them feeling comfy and happy

Double Breasted 4 Button Stretch Jacket, at Marks and Spencers
Chic and stylish, this double breasted jacket makes a great choice for work or smart occasions. It's machine washable for added convenience

Non Allergenic Quilted Pillow Protector With Recycled Padding, at Marks & Spencer
Hollowfibre quilted pillow protector Non allergenic, Manufacturer: Marks & Spencer

Collections - PB BK END GIRAFFE, at Marks and Spenser
Manufacturer: Marks & Spencer

3/4 Sleeve Ruched Square Neck Jumper, at Marks and Spencers
Casual and modern, this 3/4 sleeve jumper features a ruched square neckline. Wonderfully warm and cosy

Single Breasted Pinstripe One Button Jacket, at Marks n Spencer
Chic and stylish, this pinstripe jacket is tailored to fit and flatter. A great choice for work or smart occasions and it's machine washable for added convenience

Pure Cotton 5 Pocket Denim Jeans, at Marks & Spencer
These straight leg jeans in pure cotton are great value. A practical, easycare style

Per Una Long Sleeve Fluted Edge Cardigan, at Marks and Spenser
A stylish long sleeve cardigan featuring a full fluted edge

Wool Rich Coat, at Marks & Spensers
Smart and stylish, this superior quality coat is made from a hardwearing wool rich blend and is fully lined

Holiday Puzzle Book, at M&S
Whether you are relaxing on the beach, or travelling to your tropical getaway, this brand new collection of puzzles will put your solving skills to the test. Inside you will find crosswords, wordsearches, sudoku, word and number puzzles, plus many other both new and familiar puzzles to challenge and entertain you

Handcrafted Love Cats Valentine Card, at Marks & Spencer
Cover Text: I think you're the cat's whiskers Inside Message: Be my Valentine x Approx size: 178 x 127mm

Triple Bead Drop Earrings, at Marks & Spencers
Hook fastening Drop style Triple bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Sony PSP™ 3000 Console with 3 Games Bundle, at Marks and Spencer
Bundle includes PSP 3000 console and 3 games FIFA 09: Step onto the pitch and play professional football your way in FIFA 09. Experience the most authentic football simulation EA Sports has delivered as you live the fantasy of playing as a professional player and customise the game to suit your style and ability Tiger Woods PGA 09: Whether you're a seasoned veteran or hitting the links for the first time, now everybody swings on an even playing field in Tiger Woods PGA TOUR 09 All-Play Patapon 2: For years the Patapon tribe has lived in the desolate frontier, driven from their home by the evil Zigoton army. Behind the Patapons' cute exterior, lies a fierce warrior spirit that can only be commanded by the beat of their Gods war drum. They wait for the day that the "Almighty" will return, to lead them against their enemies and bring them back to their homeland. Finally, their wait has come to an end as the drums of war are heard once again Display: 4.3'' display (16:9) full-transparent type, TFT drive, 480 x 272 pixel, Approximately 16,770,000 colors displayed Improved screen: Capable of displaying movies and photos in more natural and vibrant colors CPU: PSP CPU (System clock frequency 1-333MHz) Built-in microphone: Enables voice chat as soon as you are in a WiFi zone. Enjoy games that use a microphone, Skype and other communication tools TV play: Expanded AV interlaced output gives better refresh rates and sharper images on the TV Sound: Built-in stereo speakers Main memory: 64MB Video formats supported: MPEG-4, AVI Audio formats supported: MP3, MP4, WAVE, WMA, ATRAC3™, ATRAC3plus™ Photo formats supported: JPEG, TIFF, BMP, GIF, PNG Connectors: USB connector, Memory Stick Duo™ slot, Video out/headset connector, DC in/out Input/output: Wi-Fi, High Speed USB, Memory Stick PRO Duo™, Analog Video Out, Microphone

Classic Collection Wide Leg Jersey Trousers, at Marks and Spenser
An ideal choice for casual everyday wear, these wide leg trousers are finished with a flattering cut. They look stylish worn with knitwear or casual tops in complementary colours

Per Una 3/4 Sleeve Dolly Cardigan, at Marks n Spencer
A beautiful knitted cardigan featuring a single popper fastening with satin covered button

Autograph Pure Cotton Sequin Detail Cardigan, at Mark's & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Pure Chronos II DAB & FM Clock Radio, at Marks and Spencer
Frequency ranges: DAB Band III 174-240 MHz, DAB L-Band 1452-1491 MHz and FM 87.5-108 MHz Speaker: Full-range 2" drive unit. 1.7W RMS amplifier. Active speaker equalization filter Input connectors: 5.5V DC power adaptor socket (230V supplied). Mini USB connector for product upgrades Output connectors: 3.5mm stereo output for headphones Controls: Power on/standby, volume +/-, snooze, menu, DAB/FM, sleep, alarm, preset, tune/select, select +/- LCD display: LCD display with 16x2 characters. Features auto-dimming backlight Mains power supply: 230V AC to 5.5V DC external power adapter Dimensions: H6 x W19 x D17cm Aerial: Wire aerial attached Alarm: Four independent alarm settings, with wake to tone, DAB, FM or CD options Light sensor: Light sensor automatically adjusts the display brightness to suit the light levels in your room Intellitext: Browse stored scrolling text at your convenience. Intellitext is available from participating stations Text scan: Pause and control scrolling text 20 Presets: 10 DAB and 10 FM RDS: RDS support for station name display on FM and RDS scrolling text USB: USB Add new features as they become available via USB M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Portfolio Pure Silk Floral & Spot Print Lightweight Scarf, at M&S
Add a luxurious finishing touch to your look with this elegant pure silk floral and spot print scarf. The perfect accessory to this season's styles

Younger Girls' Dora the Explorer Sunglasses, at MarksandSpencer
Fun and fashionable, these Dora the Explorer sunglasses give 100% UV protection for safer style in the sun

Per Una Short Sleeve Lace Knitted Cardigan, at M+S
A fashionable short sleeve cardigan featuring a lace design and rib trim. Decorative buttons give it the Per Una touch

Sun Formula Self Tan Body Flash Mousse, at Marks & Spencer
Easy to apply Streak free With added moisturisers Contains Vitamin E and Aloe Vera Tinted Formula This product is not available for international delivery. Find out more

Les Closiers Châteauneuf-du-Pape 2007 - Case of 6, at Marks & Spensers
Style: Dry, full bodied Grape variety: Grenache, Syrah, Mourvdre, Cinsault, Counoise Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at M&S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."