When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spensers Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Tulsa 2-Seater Sofa, at Marks & Spencers
H96 x W203 x D98cm Seat H50cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushionns made from polyester fibre Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Includes 2 free matching scatter cushions All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Rectangle Frame Amber Reading Glasses, at Mark's & Spencer
Rectangle lens Amber frame For near vision and reading use only Not suitable for persons under 16 years of age Marks and Spencer reading glasses conform to British Standard BS: EN 14 139:2002

Pop Up Vintage Car Birthday Card, at Marks & Spencer
Cover Text: Birthday Inside Message: To, From Approx size: 90 x 230mm

Insect Repellent Formula Wipes, at Marks & Spencer
Deet free Repels mosquitoes and other biting insects Formulated with children in mind Dermatologically tested

Autograph Leather Low Cage Sandals, at Marks & Spenser
Open toe Contrast layer strap detail Rip tape fastening Low heel Heel height: 30mm Comes in sizes 3-8, including half sizes

Bamboo Collection Salad Servers, at Marks & Spensers
2 part set Includes salad fork and spoon, Manufacturer: Marks & Spencer

Pure Cotton Quick Iron Button Down Oxford Stripe Shirt, at Marks n Spencer
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Gold Embroidery Leather Look Slim Diary, at M&S
Week to view Dimensions: 165 x 80mm

Enry the Elephant Sister Birthday Card, at M & S
Cover text: To a lovely Sister Message: Have a lovely day! Approx size: 150 x 150mm

2 Fairmont Chairs, at Mark's & Spencer
Set of 2 Textaline and teak design Easy-clean fabric Teak source approved by the World Wildlife Fund Suitable for outdoor use 96 x 56 x 81cm Seat: H46cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Mixed Bead Multi Strand Necklace, at Marks & Spencers
Clasp fastening Adjustable length Rope chain Multi strand design Mixed bead Necklace length 46cm, extendable by 8cm

5 Luxury Check Handkerchiefs, at Marks & Spencer
Luxuriously soft handkerchiefs in pure cotton

Pleated Slim Leg Peg Trousers, at Marks & Spencers
Slim and stylish, these peg trousers are cut to fit and flatter for a sleek modern look. Added stretch gives the perfect fit.

Pure Cotton Baby Bunny Sleeping Bag, at Marks and Spenser
Popper button fastening Embroidered bunny design Stripe design Tog rating 2 0-6 months: L68 x W47cm 6-12 months: L68 x W54cm, Manufacturer: Marks & Spencer

In Bloom Lime Blossom & Bergamot Moisture Rich Body Wash, at M&S
Body wash Mositurising Lime blosson and bergamot fragrance 225ml This product is not available for international delivery. Find out more

Bow Slipper Boots, at Marks and Spencer
Round toe Suede-effect Faux fur lining and trim Side tie detail Flat sole

Floral Print Crook Handle Umbrella, at Marks and Spenser
Brighten up rainy days with this stylish lightweight umbrella

Bright Prints A4 Notebook, at Mark & Spensers
Contains: 1 A4 notebook Check design Approx size: 216 x 295mm (including spiral binding)

Ingredients Papaya Body Polish, at Marks & Spensers
Papaya scented Exfoliating scrub 200ml

2 Non-Wired Maternity Bras, at Marks & Spencer
Soft yet supportive, these bras will keep you in check thanks to their wide and adjustable straps. Just the thing to give you a good shape even when you're feeling tender

Smooth Cup Padded Bra, at Marks and Spencers
Sleek and stylish, this exceptionally soft, comfortable bra is perfectly smooth, so there are no visible outlines under clothing. Light padding and underwiring give an enhanced natural shape. Designed for women who want a streamlined silhouette

Bright Prints A4 Notebook, at Marks & Spencer
Contains: 1 A4 notebook Check design Approx size: 216 x 295mm (including spiral binding)

Fresh Rose Scented Candle, at Marks and Spencer
Fresh rose scent Burns upto 45 hours Tinted glass holder, Manufacturer: Marks & Spencer

Per Una Posh Stripe Frill Dress, at Marks & Spensers
A fashionable sleeveless dress featuring a stripe design and front frill detail

Autograph Pin Spot Riptape Fastening Tie, at Marks and Spencer
A crafty pre-tied tie which fastens at the back with riptape. Machine washable

Autograph Leather Overnight Bag, at Marks and Spencers
Luxurious and beautiful, this overnight bag is part of our exclusive Autograph collection. It's made from soft hardwearing leather, and is useful and practical as well as being a highly desirable fashion accessory

Hooded Tracksuit Jacket, at M&S
Stylish and practical, this great looking tracksuit jacket is comfortable, easycare and easy to move around in

Playmobil Ambulance Set, at M&S
Suitable for ages 4+ Flash light Side and back door Equipped with medical instruments Gurney with foldable legs and adjustable head rest L11 x W5 x H6cm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

F300 Memory Foam Mattress, at Marks & Spensers
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Mattress depth: 25cm Soft knitted cover adds extra comfort and works with the memory foam for optimum support Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

The Belted Peplum Pencil Skirt, at M&S
This flirty skirt flatters your curves and features a fashionable pleated peplum at the hem. It was made for wearing with heels and a pretty blouse. This one comes with a fashionable patent belt to define your waistline

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.