M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Marks and Spenser Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M+S purchases are also protected while you take them home.

Also, on both M&S Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at M & S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Long Sleeve Hooded Pack Away Mac, at Marks & Spencers
Don't let sudden showers spoil the fun! Compact and practical, this foldaway mac comes in handy when you're out and about

M&S 24 Litre Shredder, at M+S
Destroy important personal documentation Shreds credit cards, CDs and DVDs 15 sheet shred capacity Bin full indicator Finger safe system Auto start up Accepts paper clips and staples Reverse option One touch safety cut off Continuous shredding upto 2.5 minutes Easy to set up and operate M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Rochford Chair, at Marks & Spensers
H80 x W73 x D85cm Seat: H48cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions made from fixed foam Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Orpale Grand Cru Champagne 1998 - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Emerald Ceramic Bottle Vase, at M & S
Narrow spout Dual colour Tear drop shape, Manufacturer: Marks & Spencer

Leather Crocodile Belt, at Marks and Spencer
Define your waistline with this fashionable crocodile finish waist belt

Per Una Plain Scarf, at MarksandSpencer
This sophisticated plain scarf is the perfect accessory to this season's fashions. The tasselled trim adds a stylish finishing touch.

Collezione Mother Of Pearl Cufflinks, at Marks and Spencer
Smart and sophisticated, these cufflinks add a touch of Italian-inspired style

Younger Girls' Twin Riptape Basic Trainers, at Marks and Spencer
Round toe Mesh panel design Stitch detail Twin straps with riptape fastening Grip sole

Per Una Pure Cotton Pleated Collar Mac with Belt, at Marks & Spencers
A fashionable single breasted mac in pure soft cotton, featuring a pleated collar and waist tie belt

Piedmont Chardonnay 2008 - Case of 12, at Marks&Spencer
Style: Dry Grape variety: Chardonnay & Cortese Country of origin: Italy Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Polar Bear Uncle Birthday Card, at Marks and Spencers
Cover text reads: Chill out on your birthday uncle! Inside message: Have a cool day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future 175 x 127 mm

Classic Duckling & Bear Large Baby Photograph Album, at Marks & Spensers
Contains: 1 album, 1 box, 1 pack of glue dots, 1 blank 700 MB CDR Approx size: Album: H235 x W325 x D30mm

Sleeveless Satin Spot Print Nightdress, at MarksandSpencer
Feminine and elegant, this sleek satin finish nightdress feels comfortable and gives a flattering fit. A gorgeous, glamorous look

Autograph Addison Coffee & Side Table Set, at M & S
Coffee table: H35 x L120 x W65cm Side table: H45 x L55 x W55cm Made from American Black Walnut solids and veneers, with Beech veneer on unseen faces Finished with 2 coats of durable, clear lacquer of mid sheen Side table features 1 drawer Drawer pulls are solid wood due to their shape All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sun Formula Self Tan Facial Applicator Mitt, at Marks & Spencer
Water resistant barrier protects your hands from staining Hand wash for repeated optimum results This product is not available for international delivery. Find out more

Soft Touch Dacron® All Seasons Duvet, at Marks and Spencer
Joining duvet set Super-soft Dacron filling Non allergenic, Manufacturer: Marks & Spencer

Stainless Steel Food Timer, at Mark's & Spencer
Twist setting timer, Manufacturer: Marks & Spencer

Ontario Medium Camoflage Holdall, at Mark & Spensers
There'll be no things that go bump in the night with this easy to transport holdall. Supported by sturdy wheels and a stand-alone feature, it is the ideal option for short trips or flying abroad

Ingredients Shea Nut Shower Cream, at Mark & Spensers
Moisturising 200ml

Limited Collection Pure Silk Big Pocket Tunic, at Marks & Spenser
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

3 Art Deco Photo Frames 5 x 7.5cm (2 x 3''), at Marks & Spencers
Set of 3 Glass frame Art deco design Aperture: 5 x 7.5cm (2 x 3''), Manufacturer: Marks & Spencer

4 Wood Veneer Placemats, at Marks & Spencer
Pack of 4 Curved edges L29.5 x W20.5cm, Manufacturer: Marks & Spencer

Silver-Plated Photoframe 20 x 25cm (8 x 10''), at M&S
Rectangle shape Ridge design Aperture: 20 x 25cm (8 x 10''), Manufacturer: Marks & Spencer

Mr & Mrs Mugs Set, at Mark's & Spencer
Contains: 2 mugs - 1 'Mr' and 1 'Mrs' Approx size: H110 x D80mm

Pure Cotton V-Neck Vest, at Marks & Spencer
Pretty and feminine, this v-neck vest is made from soft breathable cotton for a comfortable night's sleep

Suede Tramline Shoes, at Marks & Spencer
Square toe Tramline feature Stitch detail Lace up Flat

Classic Ceramic Tall Mirror, at Marks & Spencers
Freestanding Round mirror H38 x W17 x D16cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Cool & Fresh Cotton Rich Assorted Trunks, at Marks & Spencers
Made from soft breathable stretch cotton, these comfy trunks are ideal for everyday wear

Los Molles Carménère 2007 - Case of 6, at M&S
Style: Medium bodied Grape variety: Carmenere Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

There are lots of ways to save money using M&S Money. Not least of these is Mark & Spensers Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.