Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is M+S Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Portfolio Short Sleeve Scoop Neck Top, at MarksandSpencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Ivory Leather Large Wedding Photograph Album, at M & S
Contains: 1 album, 500 glue dots, Gift box, 700Mb CD-R Album: H290 x W290 x D45mm Box: H295 x W295 x D55mm

Younger Girls' Apple Motif Slippers, at Marks and Spencer
Round toe Slip on Apple motif Flat sole

Autograph Pure Silk Floral Pattern Tie, at Marks and Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Pure Cotton Long Sleeve Floral Print Top, at Marks and Spenser
A floral print adds a pretty touch to this soft pure cotton top.

Royal Jelly & Pure Honey Body Butter, at Marks & Spencer
Moisturising 200ml

Autograph Eau de Toilette, at Marks & Spencer
100ml This product is not available for international delivery. Find out more

Cotton Rich Stripe Vest, at Mark & Spencers
Pretty and feminine, this strappy vest features a stunning lace trim. The soft stretch cotton fabric gives a comfortable flattering fit

M&S 512MB Micro SD Memory Card, at Marks and Spencers
Compatible with digital devices with a microSD card slot Read (MB /s): 10MB Write (MB /s): 3MB Available capacity: 480MB M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Portfolio Pure Silk Painted Floral Lightweight Scarf, at Marks & Spencer
Add a luxurious finishing touch to your look with this elegant pure silk painted floral print scarf. The perfect accessory to this season's styles

Autograph Mirror Plate Candle Set, at Marks and Spenser
Set of 5 Mirror base Burns for up to 18 hours Candle: H11cm Plate: L41 x W8.5cm, Manufacturer: Marks & Spencer

Per Una Floral Print Sequin Shopping Bag, at M+S
Sequin embellishment makes this fashionable bag even more special. Give your look the Per Una twist!

Portfolio Short Sleeve Geo Print Jersey Dress, at Marks and Spencer
Sophisticated and elegant, this jersey dress features a cross-over neckline. A flattering, stylish look

Per Una St. Ives Floral Panel Skirt, at Marks n Spencer
A pretty knee length skirt in lightweight cotton mix fabric featuring a floral print and flared design

Silver Plated Ying Yang Pendant Necklace, at M&S
Clasp fastening Adjustable length Ying yang pendant Necklace length 41cm, extendable by 8cm

1000 Places to See Before You Die by Patricia Schultz, at M&S
This title describes 1000 "must-see" spots, from beaches to museums to cathedrals to bustling markets, grand hotels to backwater inns, rugged safaris to the most pampering spas. It includes addresses, phone and fax numbers, websites, costs and best times to visit with subject-specific indexes

7 Pairs of FreshFeet Stripe Socks with Silver Technology, at M&S
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Print Your Own Graphic Heart Order Of Service or Menu Cards, at MarksandSpencer
Pack Contains: 10 x order of the day/service or menu cards, 12 x folded insert sheets, 10 ribbons, 1 sheet of glue dots, 1 x instruction leaflet, N.B. The CD-ROM is not included in the pack and is available separately. Approx size: 218 x 154mm As this stationery is not intended for use as invitations, envelopes are not supplied in this pack. The cards in this pack are made with material from FSC certified sustainable forests Use the print your own CD-ROM or download the free version. Download free software to personalise the stationery

Autograph Essentials Vintage Rose Embroidered DD-G Bra, at Marks & Spencer
Elegant and feminine this rose embroidered bra looks and feels luxurious. It's underwired and structured to give fuller busts great support and a flattering enhanced shape. Beautiful exclusive lingerie

3 Pairs of Pom Pom Trainer Liner Socks, at MarksandSpencer
Designed to hide neatly inside your trainers, these breathable cotton rich socks are made with added stretch for comfort, and have a cute pom pom detail

Belgian Chocs 310g, at Marks & Spencer
An indulgent treat, this box of delicious Belgian chocolates is a perfect gift for friends and loved ones

Bubble Bullet Glass Vase, at Marks and Spenser
Bullet design Hand made Thick base Bubble base design H31cm, Manufacturer: Marks & Spencer

Adored Half Lace Underwired Bra, at Marks & Spencer
Delicate and pretty, this non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear. It's underwired and shaped for an uplifted natural look

Adored Comfort Pansy Lace Shorts, at Marks and Spencers
Delicate and pretty, these briefs are made from the softest fabric and trims, so they feel blissfully comfortable to wear. The modern shorts style gives a flattering shapely fit. Feminine everyday lingerie

Autograph Weekend Tencel® Cropped Trousers with Belt, at Marks and Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season.

Australian Rivers & Valleys - Case of 12, at Marks and Spencer
2 Hunter Valley Chardonnay 2006: Australia's warm, sunny Hunter Valley is world famous for its ripe, generously fruity Chardonnays... 2 Margaret River Semillon Sauvignon Blanc 2007: The Margaret River region, on the coast of Western Australia, is world-renowned for its fine, elegant white wines... 2 Barossa Chardonnay 2006: South Australia's historic Barossa Valley is considered one of the most important wine regions in the country... 2 Hunter Valley Shiraz 2005: Australia's warm, sunny Hunter Valley is world famous for its ripe, generously fruity Shiraz... 2 Coonawarra Cabernet Sauvignon 2004: This is a fine example of a premium Cabernet Sauvignon from one of Australia's most famous red wine regions... 2 Dorrien Estate Bin 442 Shiraz 2006: This Australian red has ripe cassis and red plum fruit with a twist of peppery spice... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Perfect Sleeveless Belted Seam Dress, at Marks&Spencer
Power dressing for the Noughties...this seam detail jacket and belted dress will have you feeling razor sharp

Airflex™ Wide Fit Raised Tramline Lace Up Shoes, at Mark's & Spencer
Square toe Stitch detail Lace up Raised tramline Block heel Unique Airflex™ airflow system for unbeatable comfort Wide fit

Per Una Pure Silk 3/4 Sleeve Maxi Dress, at Marks and Spencer
Pretty and feminine, this long length dress is stylishly detailed with an animal print and flared hem

PlayStation®3 Sonic the Hedgehog Game, at Marks and Spencer
3 playable characters Run through stages with Sonic's trademark speed 10 action packed stages Customise and personalise your abilities Multiplayer modes Suitable for 12 years and over M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, ESRB Rating: Teen

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."