When you're shopping at M & S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Mark & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.

24 Mini Chicken Kievs, at Marks & Spencer
Contains 24 pieces Serves 6 Ready to cook Suitable for freezing 640g total weight As featured on page 12 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores, Manufacturer: Marks & Spencer

Pure Wool Istanbul Rug, at Marks and Spencer
Made from New Zealand wool Traditional design Tassel trim Rectangle shape Small: L140 x W80cm Medium: L170x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Pure Silk Triple Check Handkerchief, at Marks & Spencer
A luxuriously soft handkerchief in pure cotton

2 Pure Cotton V-Neck Sports T-Shirts, at Marks and Spencers
These t-shirts are ideal for sports and PE. They're made from pure cotton and feature puff sleeves and V-necks

Autograph Star Bangles, at Marks and Spencer
3 bangles with charm feature Star design Diamant detail on star

Per Una Chunky Knitted Scarf, at Marks and Spencer
Keep out the chills in fashionable style with this warm soft textured scarf in a modern chunky cable knit.

Metallic Paisley Bow Tie, at Marks & Spensers
Crafted from luxurious silk, this elegant bow tie is a sophisticated choice for entering those black tie events in classic style

Blue Harbour Cotton Rich Zip Fastening Hoodie, at Marks and Spenser
A casual essential, this cotton rich hoodie is extremely comfortable and can be worn layered for a contemporary look

Quadro Sei Single Estate Gavi 2008 - Case of 12, at Marks and Spencers
Style: Dry Grape variety: Cortese Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 11.5% vol. Alcohol units per bottle:8.6 Alcohol units per 125ml:1.4 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

5 Pairs of °Climate Control Plain Briefs, at Marks & Spenser
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

RealCool Cotton™ Active Performance T-Shirt, at Marks & Spencer
Ideal for active wear, this RealCool Cotton™ t-shirt is made from high-performance breathable stretch fabric. It's designed in the latest style for a great fit and ease of movement

Older Girls' Pure Cotton Embroidered Canvas Trainers, at Mark's & Spencer
Round toe Embroidered floral design Lace up fastening Stitch detail Flat sole

Marqués del Romeral Reserva Rioja 2004 - Case of 6, at Marks and Spencer
Style: Dry, medium bodied Grape variety: Tempranillo, Graciano & Mazuelo Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Lace Wing Multiway Push Up Bra, at Marks & Spencers
Flattering and comfortable, this push-up bra is designed to give a fuller uplifted shape and enhanced cleavage. It's perfect under tricky summer clothes as it can be worn in 5 ways: conventionally, halterneck, cross back, strapless and one shoulder

Riptape Stitch Sandals, at Mark's & Spencer
Fashionable and comfortable, these lightweight leather sandals make a great choice for relaxed style in the sun, at home or on holiday

Newbury Summer Hat, at Mark's & Spencer
Express your stylish side with this Newbury hat

Red - Magazine Gift Subscription, at Marks&Spencer
Red has gorgeous fashion (which you can wear!), expert health and beauty advice, inspirational entertaining and interiors, plus intelligent writing on issues that matter to you

Per Una Pure Linen Safari Shorts, at Marks & Spencer
Comes with belt shown in image Casual metallic shorts in pure cool linen featuring a turn up hem with side tab detail

Watercolour Floral Calendar, at Marks & Spensers
Month to view Dimensions: 150 x 400mm

Sprung-Edge Suede Divan with 4 Large Drawers & M300 Mattress, at M+S
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: H41cm Large drawers: H14 x W78 x D52cm Mattress filling made from resilient foam and polyester fibre Mattress has reinforced side stitching giving greater edge support Individually pocketed springs Mattress spring count: 896 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Oval Droplet Chandelier, at M+S
Cylinder Droplet design Steel rim H80 x W82 x D28cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Faux Leather Biker Jacket, at Marks and Spencers
Modern and stylish, this faux leather biker jacket looks like the real thing. It's water resistant and machine washable too. Contemporary fashion at an amazing price so you can look your best for less

Pure Cotton Henley Neck Stripe Top, at Marks and Spencer
Soft and comfortable, this cotton pyjama top can be worn with a number of our pyjama bottoms and shorts to create your own style

Cricket Keyring, at Marks & Spencers
You'll never lose your keys again with this eye-catching keyring with it's cricket design

Woven 'Scotland' Jogging Bottoms, at Marks and Spencer
Sports fans will love these cosy joggers featuring the Scotland slogan. A practical, easycare style

Autograph Leather Wingtip Derby Shoes by Jeffery-West, at Mark's & Spencer
Designed exclusively for Autograph by Jeffery-West Square toe Lace up 2 eyelets Punched hole and stitch detail Block heel

5 Plain Ruffle Trim School Socks, at Marks & Spencer
Versatile and comfy, these cotton rich socks are durable enough for every day school wear

Automatic Countryman Umbrella, at Marks & Spencer
Smart and easy to carry, the practical design of this handy umbrella is the perfect solution for dealing with sudden downpours

2 Machine Washable Multi Stripe Ties, at Marks and Spencer
Smart style at a great price! This pack of 2 ties is outstanding value. They're machine washable, so you save on cleaning too

Sonoma Dark Triple Wardrobe, at MarksandSpencer
H200 x W130 x D65cm 1 hanging rail and 1 shelf behind double doors 1 hanging rail and 4 shelves behind single door 3 drawers Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Shelves made from White Oak veneer Legs made from solid hardwood Door frames made from solid wood. Door panels made from White Oak veneer Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Delivered flatpack due to size Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this wardrobe as part of a set. Click here to view the Sonoma Dark Collection Set. , Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. M&S Financial Services financial products are, of course, designed to make Marks n Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Property Insurance than you will anywhere else, and you may even pay less with M&S.