M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Adored Short Sleeve Floral Pyjamas, at Marks and Spencer
Stylish and elegant, these flattering pyjamas are part of our feminine Adored collection. They're made from a soft cotton blend for the ultimate in comfort

Sonoma Kitchen Corner Unit & 100cm 3 Drawer Base Unit with Oak Tops Set, at Mark's & Spencer
Corner Unit: H87.5 x W87 x D87cm Corner Worktop: H10.5 x W93 x D93cm 3-Drawer Base Unit: H87.5 x W100 x D52cm Base Unit Worktop: H10.5 x W100 x D60cm Corner unit includes 1 shelf and can be fitted left or right hand Worktop thickness: 3cm Made from solid oak and oak veneer Finished with a protective low-sheen lacquer for added durability Adjustable feet on base unit Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Stormwear™ + Regular Fit Jeans, at Marks and Spencer
These smart jeans are treated with new Stormwear™ +, which combines our unique stormwear finish with a stain repellent technology that'll keep dry and comfortable all day long

Long Sleeve Bold Stripe Knitted Dress, at Marks & Spencer
Soft and comfy, this long sleeve dress is made from cotton blend fabric and features bold stripe print. A fashionable easycare style

Meccano Road Monsters Mini Buggy, at Marks & Spensers
Suitable for ages 3+ Imaginative play 2 fun models to build and play with Over 50 parts Tools included This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Leather Formal Square Buckle Belt, at Marks and Spencer
A great value leather belt, perfect with smart styles

Big & Tall Linen Rich Single Breasted 2 Button Stripe Jacket, at Marks & Spensers
Specially proportioned for big and tall men, this linen rich jacket is designed to give a flattering, comfortable fit

Perfect Autograph Double Tramline Slip-On Shoes, at Marks and Spencer
Square toe Stitch detail Slip-on Block heel

Pure Cotton Leaf Embroidered Runner, at Marks n Spencer
Leaf embroidered design Dimensions: L235 x W35cm, Manufacturer: Marks & Spencer

Griffin iClear for iPod Nano Invisible Protection, at Marks and Spencer
iClear provides total protection and total access to screen, controls, ports, and switches Simply place your iPod into iClear's front casing and snap the rear section in place Includes a static peel screen protector and premium cleaning cloth, for proper care and protection of your touchscreen Available in package configurations with or without armband

Autograph Weekend Single Breasted Stripe Blazer, at Marks and Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Autograph™ Precious Petals Bouquet, at Marks & Spencers
This arrangement of beautiful Esperance roses and white hydrangeas will make an amazing gift that's sure to impress All Autograph™ bouquets are beautifully presented, wrapped by hand and finished with Autograph™ branded frosted cellophane Available for delivery between 1st April to 30th September 2009

Classic Collection Check Pencil Skirt with Belt, at Marks & Spencers
Sleek and elegant, the pencil skirt is a true style classic. This check print skirt is designed to give a comfortable, flattering fit and polished look

M&S Glass TV Stand up to 50'', at Marks & Spencers
Supports LCD and plasma TVs up to 50" Toughened safety glass shelves Increased rigidity Clear glass with chrome supports Dimensions: H343 x W1187 x D540cm 79kg maximum top load weight Simple home assembly This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Zebra Print Jacquard Scarf, at MarksandSpencer
Add some sheer glamorous sparkle to your look with this elegant zebra print scarf. The perfect accessory to this season's styles

5 Pairs of Older Boys' Skull Socks, at Marks & Spencer
Brighten up his underwear drawer with these fashionable assorted design socks made with soft breathable cotton

Tyrrell's Fifth Generation Classic Dry White 2008 - Case of 12, at Marks & Spencer
Style: Dry Grape Variety: Semillon, Chardonnay, Verdelho, Traminer, Sauvignon Blanc Country of origin: Australia Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 11.5% vol. Alcohol units per bottle: 8.6 Alcohol units per 125ml: 1.4 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pre-Sliced Arbroath Hot Smoked Lochmuir™ Salmon Side, at Marks & Spencer
Serves 4-6 Ready to eat 300g As featured on page 25 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Lyon Dinner Plate, at Marks n Spencer
Rib detail Diam 28cm, Manufacturer: Marks & Spencer

3/4 Sleeve Pleated Mock Layer Top, at Marks and Spenser
It's the stunning pleat detail that makes this fashionable mock layer top the perfect way to get this season's look

Sterling Silver Mother of Pearl Ring, at Mark's & Spencer
Broad design Mother of Pearl feature

August Bouquet, at Marks & Spencer
Historically a symbol of love, this assortment of larkspur in shades of lilac, cream and pink also contains deep purple lisianthus, sandriana and delicately pretty roses Available for delivery from 1st to 29th August 2009

Oscar Cot Bed, at Marks & Spencer
Total unit: H89 x L147 x W82cm Drawer: H12.5 x W132.5 x D65cm Mattress sold seperately Underbed drawer Cot converts into a junior bed suitable for children up to age 5 Cot has fixed sides with 3 optional height positions for the base Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Bamboo Pumice Stone and Nail Brush, at Marks and Spencer
Pumice Stone Short bristle Wooden handle Rope detail

Plum Graphic Flowers Multipack of Mini Cards, at Marks & Spensers
Cover text: Design 1: thank you, Design 2: with love, Design 3: just to say, Design 4: hello Inside message: All designs: blank for your own message Approx size: Unfolded: 95 x 80mm Pack contains: 8 cards, 4 designs

Autograph Leather Gunmetal Belt, at Mark & Spensers
Add a smart finishing touch with this leather gunmetal belt

3/4 Length Sleeve Stripe Shirt, at MarksandSpencer
This fab 3/4 length sleeve top features a stunning stripe design. A sophisticated new look, perfect for this season

Chrome Collection Tumbler, at Marks and Spencer
Chrome effect Cylinder design 10 x 6.5cm, Manufacturer: Marks & Spencer

Silicone Nipple Covers, at Marks & Spencer
There are some clothes that simply don't work with a bra. These secure and effective nipple covers make the perfect solution

Autograph Tinted Moisturiser, at Marks & Spencers
Firming tinted moisturiser Matt finish With ceramides SPF 15 Hypo-allergenic Oil free 30ml

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks&Spencer are so useful. M+S Money financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.