There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencer Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

Besides Marks & Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M&S purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the MarksandSpencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Autograph Pure Cotton Floral Dress & Cardigan Set, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look.

Stainless Steel Turkey Baster, at Marks&Spencer
Collar and bulb design Includes brush This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Linen Pintuck Design Floral Top, at Marks and Spencer
Bring some casual elegance to your wardrobe, with this short sleeve floral print top, that features a button placket and pintuck design, giving it an extra stylish twist

Pure Cotton 'Ben 10' T-Shirt, at M & S
Fans of Ben 10 will love this short sleeve t-shirt featuring the popular character. A practical, easycare style

Per Una Ruffle Front Heart Shirt, at Marks & Spencer
A fresh stripe and heart print shirt in stretch cotton, the ruffle front makes it extra stylish

Silver Perfume Bottle Birthday Card, at Mark's & Spencer
Cover Text: Gorgeous Girl Inside Message: Blank for your own message Approx size: 174 x 126mm

Signature Natural Cotton Burner & Refresher Oil, at Marks and Spenser
Natural cotton fragrance 15ml, Manufacturer: Marks & Spencer

Leather Travel Wallet, at Marks & Spencers
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Younger Boys' Pure Cotton Mr Men Hat, at Marks & Spenser
Fans of Mr Men and Little Miss will love this sun hat featuring Mr Bump the popular character

British Heritage Leather Wetherby Brogues, at Marks & Spencer
Enjoy the best of Britain with our British Heritage range. Handcrafted in England, these timeless shoes use the finest calf leather and traditional Goodyear Welted Construction. They also include a leather insole and cork filler which moulds to your feet for superb comfort and fit

Mummy's Day Love Lane Sheet Wrap Pack, at Marks & Spenser
Contains: 2 sheets, 2 tags Approx size: Each sheet: H695 x W495mm

Fun Photographic 50th Birthday Card, at Marks & Spensers
Approx. size: 215 x 150mm Cover text: 50 Like a posh wine, you've grown more mellow with all the years. Or is it grown more mellow with all the posh wine? Inside message: Happy 50th birthday

Blue Harbour Pure Lambswool V-Neck Jumper, at Marks and Spencer
An extremely comfortable jumper. It's made from extrafine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

Glass Bead Long Necklace, at Marks and Spencers
Multi-coloured beads Long length

Black Flower Slim Diary, at Marks and Spencer
1 diary (week to view) Dimensions: 165 x 80mm

Embroidered Lace Non-Wired Bra, at Marks and Spenser
Feminine and pretty, this non-wired bra is structured for secure support and an enhanced natural shape. Ideal for everyday wear

M&S HP 57 Compatible Cartridge, at Mark's & Spencer
Colour cartridge Compatible with HP printers using HP 57 For use in deskjet: 450ci/cbi/wbt, 5145, 5150, 5151, 5550, 5551, 5552, 5650, 5652, 5655, 5850, 9650, 9670, 9680/gp For use in photosmart: 100, 130, 145, 230, 245, 7150, 7260, 7345, 7350, 7450, 7459, 7550, 7655, 7660, 7755, 7760, 7762, 7960/gp For use in officejet: 4105, 4110, 4215, 4219, 4252, 4255, 5505, 5510, 5515, 6110 For use in PSC: 1100, 1110, 1200, 1205, 1210, 1215, 1217, 1219, 1310, 1311, 1312, 1315/s, 1317, 1340, 1350, 1355, 2105, 2108, 2110, 2115, 2150, 2171, 2175, 2179, 2210, 2410, 2510 This cartridge is not an original product but has been manufactured to the highest quality using the most exacting technical standards M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund

Pure Silk Ditsy Square Print Scarf, at Marks and Spencer
Add a luxurious finishing touch to your look with this elegant pure silk ditsy square print scarf. The perfect accessory to this season's styles

Sports High Impact Non Wired Bra, at Marks & Spenser
Offering the superior support and control you need for those high energy workouts. This high impact sports bra sets the pace for essential comfort thanks to an easycare fabric and the shape retaining qualities of added stretch

Monkey Rug, at Marks and Spenser
Monkey design Dimension: 68 x 84cm, Manufacturer: Marks & Spencer

Pure Wool Flat Front Stripe Trousers, at Marks and Spenser
Smart and contemporary, these trousers are made from pure wool for extra strength, comfort and durability

Cream & Black RSVP Cards - Pack of Ten, at Marks and Spencers
Inside message: Many thanks for your kind wedding invitation................................................................Would be pleased to accept/cannot accept 10 cards, 1 design Approx size: 133 x 73mm

Paddington in The Garden, at Marks & Spencer
For Paddington, one of the nicest things about being a bear and living with the Brown family is being able to share their lovely garden. But gardens don't just happen, and the one at number thirty-two Windsor Gardens keeps the whole family busy, so Paddington is only too pleased to lend a paw when they give him a chance. He may not have 'green fingers' but the fact that paws and marmalade are never far apart leads to some unexpectedly colourful results during the National Garden Week

Lace Sling Push Up Multiway Bra, at Marks & Spencers
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Portfolio Floral Print Layered Short Sleeve Blouse, at Marks & Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Congratulations Gift Bag, at Marks and Spencers
They'll love these pretty pink, yellow and blue blooms, presented in an elegant cream gift bag. A mini 'Congratulations' balloon makes this gift bag extra special Available for delivery from 1st April to 30th September 2009

Baby Face 'Just to Say' Multipack of Cards, at Marks & Spencer
Cover text: Just to say... Inside message: Blank for your own message Pack contains: 8 cards, 1 design Approx. size: 120mm x 120mm

Per Una 3/4 Sleeve Stripe Zip Cardigan, at Marks & Spensers
A colourful 3/4 sleeve cardigan in a soft knitted fabric featuring a stripe design and zip fastening

Pure Cotton Thermal Vest, at Marks & Spencers
Keep cosy in this soft thermal vest made from breathable cotton for improved comfort. Warm without being bulky, it makes the perfect extra layer for cold weather

Royal Horticultural Society Pink Watercolour Roses Blank Card, at Marks & Spensers
Cover text: Pretty Pink Roses Inside message: Blank for your own message Approx. size: 150 x 150mm About the RHS: The RHS is dedicated to advancing horticulture and helping all gardeners. An interest in gardening is all you need to enjoy being a member of the RHS. For more information call 0845 130 464, or visit www.rhs.org.uk

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at MarksandSpencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."