Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks n Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides MarksandSpencer Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spensers insurance products in document format too.

Hand Made Slippers & Paper Card, at Marks and Spencers
Handcrafted card featuring fluffy slippers and newspaper Cover reads: Relax on your Birthday Inside message: with a cup of tea and your favourite paper Approx size: 125 x 178mm

Fairtrade Maara Shiraz 2008 - Case of 12, at MarksandSpencer
Style: Medium bodied Grape variety: Shiraz Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Raspberry Panna Cotta, at Mark & Spencers
Serves 6-8 Ready to eat Not suitable for nut allergy sufferers 900g As featured on page 50 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Die Cut Pink Flowers and Vase Birthday Card, at Marks & Spencer
Cover Text: Happy birthday to you today Inside Message: Love and wishes for a wonderful day Approx size: 230 x 114mm

Zephyr Marlborough Sauvignon Blanc 2008 - Case of 6, at Mark & Spensers
Style: Dry Grape Variety: Sauvignon Blanc Country: New Zealand Closure: Screwcap Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

2 Autograph Veneto Bonded Leather Dining Chairs, at Marks and Spencers
H89 x W41 x D50cm Seat H47cm Sold as a pair Available in black Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Wool Single Pleat Straight Leg Trousers, at Marks & Spensers
Smart and stylish, these single pleat trousers are made from fine quality pure wool. A practical, hardwearing and fashionable choice

Hand Crafted Stitched Guitar Son Birthday Card, at MarksandSpencer
Cover Text: Happy birthday son Inside Message: Blank for your own message Approx size: 178 x 126mm

Portfolio Pure Linen Button Front Wide Leg Trousers, at Marks and Spenser
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Longline Stripe Jersey Vest, at Marks & Spencers
This sleeveless vest will make a useful addition to your wardrobe. It features a pretty stripe print for a stylish casual look

Terrain 550 Two-Way Radios, at Mark's & Spencer
Vibration facility TRUSOUND - pioneering noise reduction technology delivering enhanced sound quality Long range - up to 5 miles (8km) depending on environment and terrain Up to 304 channel combinations Dual desktop charger pod in stylish design Rechargeable batteries SBS - Superbright illuminated backlit display VOX technology - handsfree conversations Supports headsets Stop watch facility 5 call tone melodies selection Dimensions: W5.2 x L11 x D3.4cm (excluding antenna) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Faux Leopard Skin Waist Belt, at Marks and Spencer
Define your waistline with this fashionable faux leopard skin waist belt

Watercolour Vases Grandma Birthday Card, at Marks and Spencer
Cover text: Birthday wishes for a beloved Grandma... Inside message: Have a wonderful day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Portfolio 2 Button Longline Jumper, at Marks & Spencer
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

7 Piece Pure Cotton Eskimo Set, at Marks & Spencer
Ideal for new arrivals, this cute and practical set contains an all in one, a jacket, crawler, 2 bodysuits, t-shirt and bib. A great value pack in soft comfy cotton

Diamanté Shoes Daughter 18th Birthday Card, at Marks & Spencer
Cover text: To a very special daughter on your 18th birthday Inside message: Happy Birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

4 Windsor Red Wine Glasses, at Marks & Spencers
Set of 4 Dishwasher safe 47cl H24cm, Manufacturer: Marks & Spencer

Blue Harbour Pure Lambswool V-Neck Stripe Jumper, at Marks and Spencer
An extremely comfortable jumper. It's made from extrafine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

Blue Harbour Luxury Pure Cotton Contrast Stripe Shirt, at Mark's & Spencer
Relaxed and stylish, this contrast stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Inky Alliums Mum Birthday Card, at Marks & Spenser
Cover text: Mum, this brings lots of love and thanks for all that you do... Inside message: ...and wishes for a birthday that's wonderful like you Approx size: 150 x 150mm

Sonoma Dark Side Table, at Marks and Spencer
H60 x W44 x D45cm 1 drawer Elongated wooden handle Glass shelves are made from safety-tested toughened glass Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Dark Sonoma Collection Set. , Manufacturer: Marks & Spencer

3 Autograph Pure Cotton Classic Trunks, at Marks & Spencers
Comfortable, practical and fashionable, this 3 pack of trunks is made from soft breathable cotton

2 Piece Pure Cotton Giraffe Top & Bottoms Outfit, at Marks & Spencer
Fun and practical, this cute 2-piece outfit features a giraffe print. It's made from soft pure cotton to keep him comfy. Part of our fabulously stylish Limited Collection

Autograph Weekend Cotton Rich Jeans, at Marks and Spencers
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Clairault Cabernet Sauvignon 2005 - Case of 6, at Marks & Spencers
Style: Dry Grape variety: Cabernet Sauvignon Country of origin: Australia Closure: Screw cap Bottle: 6 x 75cl Alcohol by volume: 15% vol. Alcohol units per bottle: 11.3 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una 3/4 Sleeve Floral Print Top, at Mark & Spencers
A fashionable floral print top featuring a pleat neck detail. A tie front feature gives it the Per Una touch.

Pure Linen Pintuck Skirt, at M+S
Casual and contemporary, this cotton skirt features pin tuck design. Stylish, practical and fashionable

Oval Sunburst Mirror, at Marks and Spenser
Oval shape Sunburst design Diam 67.5cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Sleeveless Faux Fur Gilet, at Marks & Spencers
A stylish gilet featuring a faux fur collar and finished with front and rear seam detail

Pure Cotton Deer All-in-One & Hat Set, at Marks and Spencer
Fun and practical, this cute 2-piece outfit features an all-in-one and matching hat. It's made from soft cotton to keep her comfy

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spencers Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from M&S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.