When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks&Spencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

Besides Marks and Spencers Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Per Una Cable Knit Slipper Boots, at Marks and Spencer
Boot style Ribbed trim Cable knit design Pom pom detail Round toe Flat sole

Classic Collection Cotton Rich Straight Leg Trousers, at Marks & Spencer
An ideal choice for casual everyday wear, these straight leg trousers are finished with a centre crease. They look stylish worn with knitwear or casual tops in complementary colours

Suzie Damask Jacquard Quilt, at Mark & Spensers
L250 x W265cm Quilted Cotton Rich Damask design, Manufacturer: Marks & Spencer

Happy Birthday Brother Card, at Mark & Spencers
Cover text reads: Happy birthday brother Inside message: Have a fantastic day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Siemens Extractor Hood LC47650GB, at Marks and Spencers
Ducted: H684 - 1083 x W600 x D500mm (chimney height adjustable) Recirculating: H775 - 1083 x W600 x D500mm (chimney height adjustable) Suitable for recirculating or ducted extraction Recirculating kit not included Stainless steel 3 speed operation 2 x removable metal grease filters 2 x 40W lamps Suitable for wall mounted installation This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Compact Plain Umbrella, at Marks & Spencers
Brighten up rainy days with this stylish lightweight umbrella

Limited Collection Cow Boy Boots, at Marks & Spenser
Round toe Stitch detail Pull on Mid heel Comes in sizes 3-8, including half sizes

Compton Side Table, at M+S
H57 x W50 x D57cm 1 drawer Made from White Oak solids and veneers Hand distressed, with the distressing aged with dark patina Mid-brown stained finish, followed by 2 coats of durable, clear lacquer of low sheen Drawer fronts and boxes made with solid hardwood. Draw bottoms made with oak veneer Solid hardwood legs Side panels, door panels, back panels made from oak veneer. Top panels made from oak veneer with a solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Compton Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Linen Blend Leaf Print Tie Top, at Marks and Spencer
This fab short sleeveless top features a stunning leaf print. A vibrant new look, perfect for this season

Altena Cortese 2008 - Case of 12, at Marks & Spencers
Grape variety: 100% Cortese Country of origin: Italy Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 11.5% vol Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cotton Rich Long Sleeve Hooded Top, at Marks & Spensers
Relaxed and casual, this comfortable hoodie is made from cotton rich and features front pockets. A great value easycare style

Pacific Corner Group, at Marks & Spencers
H92 x W214 x D91cm Seat: H54cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Cushion covers are removable on this range Frame made from solid wood wrapped in pandan. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Pine feet with a light finish Includes 2 free matching bolsters Can be arranged to fit both left and right room corners All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

3 Pure Cotton Bold Stripe Tea Towels, at Marks & Spensers
Pack of 3 Bold stripe design Plain trim, Manufacturer: Marks & Spencer

High Peak® Mummy Sleeping Bag, at Marks & Spencer
This High Peak sleeping bag is ideal for camping trips or for sleepovers at your friends. This sleeping bag features a mummy-style design that gives you a perfect snug fit and keeps you warm

Just For You Hedgehog Card, at Marks and Spencers
Cover text: Just for you... Inside message: blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Antique Brass 3-Arm Ceiling Light, at Marks and Spenser
Antique brass Frosted glass shades 3 curved arms H42 x Diam 40cm Bulb: 3 x 40W SES golf ball This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Long Sleeve Hairline Stripe Shirt, at Marks and Spencers
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Cotton Rich Ribbed Waist Trousers, at Marks & Spensers
Casual and comfortable, these easycare cotton rich trousers make a fashionable and practical choice

Autograph Leather Knee High Riding Boots, at Marks and Spencer
Almond toe Stitch detail Knee high Small block heel

Beaujolais 2008 - Case of 12, at Marks & Spencers
Style: Light bodied Grape variety: Gamay Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Roma Cotton Rich Bootleg Trousers with Belt, at Marks and Spencers
A stylish pair of bootleg trousers in stretch cotton featuring a plaited belt

Pure Cotton Hello Kitty Short Sleeve Top, at M & S
Fans of Hello Kitty will love this cotton top featuring the popular character. A practical, easycare style

Detroit Dining Table & 6 Alton Damask Chairs Set, at Marks and Spencers
7 piece set Table: H75 x W90 x D150cm Chair: H99 x W46 x D54cm Table seats 6 Damask print upholstery on chairs Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

I love Spice Book, at Marks & Spenser
Over 100 recipes for people who like it hot! Each illustrated with a beautiful colour photograph of the finished dish

Peppa Pig Number Rocket Puzzle, at M+S
For ages 12 months - 3 years 12 pieces Peppa pig design This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Disney Winnie The Pooh Colours & Shapes Flashcards, at Marks&Spencer
These 15 colourful flashcards, featuring illustrations of all your favourite Winnie the Pooh characters, will help young children to develop colour and shape recognition, and provide the ideal basis for simple learning games

Autograph Styled Scratchy Spot High Leg Knickers, at Marks & Spensers
Glamorous and sophisticated these flattering briefs feature scratchy spot print. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Cotton Rich Scallop Trim Low Rise Shorts, at Marks & Spencer
These cotton rich shorts are shapely and modern. They have been designed with added stretch for a snug, comfortable and figure-flattering fit

Stitched Flowers Wedding Card, at Marks & Spensers
Cover text: Wedding Inside message: Blank for your own message Approx. size: 175 mm x 127 mm

Luxury Pure Wool Trousers, at M & S
Hours of handcrafting have gone into this superior quality suit for authentic tailored style. Every detail has been carefully considered to give a luxurious look and feel

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.