Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Autograph Leather Hooded Parka, at Marks and Spenser
Beautifully designed and luxurious, this hooded parka is made from real leather. A sophisticated, contemporary look

The Gruffalo, at Marks and Spencer
"A gruffalo? What's a gruffalo?" "A gruffalo! Why, didn't you know? He has terrible tusks, and terrible claws, and terrible teeth in his terrible jaws." And so begins the story of a quick-witted mouse as he encounters a host of predators who seem to think he might make a tasty treat. As he ventures deeper into the deep dark wood, stumbling across a hungry fox, a not-so-wise owl, and a slimy snake, spinning ever-extraordinary yarns about the scary, scaly gruffalo, he quickly realises that the hungry beast he has been talking of isn't imaginary after all.

Wool Blend Straight Leg Flat Front Trousers, at Marks and Spencers
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

Autograph Bead Trim Tankini Top, at Marks and Spencer
Fabulously fashionable, this flattering tankini is designed in the latest shape. Designed to fit and flatter

Ruby Creamer & Sugar Bowl Set - Red, at Mark's & Spencer
2 piece set Stripe design Sugar bowl H7 x diam 9.5cm Creamer H7.5 x diam 6cm, Manufacturer: Marks & Spencer

Riptape Stitch Sandals, at Marks and Spencer
Fashionable and comfortable, these lightweight leather sandals make a great choice for relaxed style in the sun, at home or on holiday

Floral Print Swim Shorts, at Marks & Spenser
Sure to make a splash, these colourful shorts feature a floral print. The tie fastening waist helps give a secure fit. Fashionable, practical and easycare

Per Una Mock Wrap Front Tunic, at Marks & Spencer
A fashionable short fril sleeve tunic featuring embroidered floral design, finished with a front mock wrap and lace trim

Marble Collection Soap Dish, at M+S
3 drain holes Curved edges H14 x W8.5cm, Manufacturer: Marks & Spencer

Luxury Pure Wool Tweed Single Breasted 2 Button Jacket, at Marks & Spencer
Beautifully designed, made from superior fabric and finished with careful attention to detail, this 2 button tweed jacket is exceptionally stylish and luxurious

Craft-Look Dandelion Clocks Multipack of Cards, at Marks & Spencer
Pack contains: 8 cards, 2 designs Cover text: All cards are blank Inside message: blank for your own message Approx size: 138 x 138mm

Only Fools and Horses 50th Birthday Card, at Marks & Spencer
Cover text: Have a cushty birthday 50 Inside message: Have a teriffic time! Approx. size: 230 x 114mm

Pure Cotton Long Sleeve Top, at Marks & Spencer
For casual elegance, you can't beat this boat neck top. A great value cotton essential

Autograph Leather Miami Skinny Frame Shoulder Bag, at Marks & Spencer
Luxurious and beautiful, this pure leather bag is part of our exclusive Autograph collection

Limited Collection Cheryl Sunglasses, at Marks and Spenser
Bold, dark and oversized, these stunning shades make a fabulous way of wearing this seasons hot trend for classic glamour

Limited Collection Scoop Neck Stripe Top, at M & S
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Twin Front Pocket Rucksack, at Marks and Spencer
Stylish and practical, this nylon rucksack is ideal for business or weekend travel

Pure Cotton Waffle Spa Bathroom Mats, at Marks and Spencers
Textured waffle design Bathmat: W50 x L80cm Pedestal mat: W50 x L55cm Bathmat and pedestal mat must be purchased separately, Manufacturer: Marks & Spencer

Ashbourne Large 2-Seater Everyday Sofa Bed, at Marks and Spencer
H99 x W222 x D104cm Seat H52cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Mattress L180 x W112x D6cm Sprung mattress rests on a slatted wooden base Mattress recommended for everyday use Sofa Bed will support a maximum combined weight of 160kg Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

2 Cotton Rich Plain Underwired Bras, at Marks and Spenser
Soft and comfortable, these non-padded bras are made from cool, breathable cotton rich stretch cotton. They're designed to give gentle support and a flattering fit

Per Una 3 Button Revere Collar Cardigan, at M&S
A feminine 3/4 sleeve cardigan featuring a revere collar. The 3 button fastening gives it the Per Una touch

Maternity Pure Cotton 3/4 Sleeve Blouse, at Marks & Spencer
Pretty and feminine, this 3/4 sleeve blouse is designed to flatter you and your bump. A drawstring waist gives a neat, comfortable fit with room for growth. An essential fashion favourite

Autograph Weekend Cotton Rich Jeans, at Mark & Spensers
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Beaujolais 2008 - Case of 12, at Marks n Spencer
Style: Light bodied Grape variety: Gamay Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Floral Foil Cousin Birthday Card, at Marks & Spensers
Cover text: Happy Birthday Cousin Inside message: Blank for your own message Approx size: 150 x 150 mm

Younger Boys' Pure Cotton Thomas The Tank Engine Pyjamas, at Marks & Spensers
A must for fans of Thomas the tank engine, these pure cotton pyjamas feature the popular character

Older Girls' Widefit Permair™ Leather Flower Bar School Shoes, at Marks & Spencer
Round toe Floral detail Riptape fastening strap Flat sole Scuff resistant Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe

Limited Collection Etched Floral Lace Brazilian Knickers, at Marks & Spenser
Fabulous and fun, these comfortable Brazilians are part of our Limited Collection lingerie. They're made from soft stretchy fabric, and the scooped front and back give a shapely modern fit. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Portfolio Bow Wedge Shoes, at M&S
Heel height: 50mm Almond toe Flat bow feature Slip-on Wedge heel Faux snake print Comes in sizes 3-8, including half sizes

Classic Collection Pure Silk Lightweight Floral Scarf, at Marks & Spensers
Add a luxurious finishing touch to your look with this elegant pure silk floral print scarf. The perfect accessory to this season's styles

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks & Spencer Standard Car Insurance. With M&S Financial Services you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M&S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.