M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the MarksandSpencer insurance products in document format too.

Besides M&S Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

2 Limited Collection Spot Print Padded Plunge Bra, at Marks & Spencers
Fun and fabulous, this cotton blend bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Small Chopping Board, at Marks and Spencer
With handle L27.5 x W17.5 cm, Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Hello Kitty Top, at Marks & Spenser
Fans of Hello Kitty will love this cotton top featuring the popular character. A practical, easycare style

3 Pure Cotton Stripe Kitchen Hand Towels, at Marks & Spensers
Pack of 3 Assorted stripe designs, Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Long Sleeve Stripe Shirt, at Marks and Spencers
Relaxed and stylish, this long sleeve stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Ultimate Pure Wool Single Pleat Stripe Trousers, at Mark's & Spencer
This high performance suit is made to work as hard as you do. It's extra durable and added stretch keeps it in great shape while giving you enhanced comfort and ease of movement

Belgravia Stool, at Marks & Spensers
H39 x W53 x D32cm (all dimensions are approximate) Seat cushions made from Quallofil Extralife filling Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Solid birch feet with dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Spot Rip Tape Fastening Tie, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Edwardian Lady Hand Finished Multipack of Cards, at M&S
Cover Text: Design 1: Just to say Cover Text: Design 2: Especially for you Both designs: blank for your own message Pack Contains: 6 cards, 2 designs Approx. Size: 200mm x 80mm

Per Una Plain Scarf, at Marks & Spencers
This sophisticated plain scarf is the perfect accessory to this season's fashions. The tasselled trim adds a stylish finishing touch.

3 Pure Cotton Assorted Heart Print Tops, at Mark & Spencers
Comfortable, fashionable and practical, these pure cotton tops feature assorted, plain and heart print design. A great value pack

Maxim Square Dip Bowl, at Mark & Spencers
Versatile fine dining range Suitable for everyday use Pure white porcelain L9 x W9cm, Manufacturer: Marks & Spencer

Cotton Rich Stripe Brazilian Knickers, at Marks and Spencer
Brazilian briefs are the newest trend in knicker shapes with their flirty cutaway styling at the front and back. These flattering lace trim briefs are designed to make the most of your figure

Perfect Autograph Wool Rich Single Breasted 2 Button Jacket, at Marks and Spencers
Style is all in the detail. This suit has square shoulders and slanted pockets to slim the waistline and give a modern fit, while the bold contrast lining adds extra chic

Blue Harbour Short Sleeve Geo Print Shirt, at Marks&Spencer
Relaxed and casual, this Blue Harbour geo print shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

3 Pairs of Collezione Pure Cotton Tonal Diamond Socks, at Marks and Spencer
Smart socks with a luxurious feel and appearance. A reinforced heel and toe gives extra durability

Autograph Large Stone Choker Necklace, at M & S
Choker style Tie fastening Large stone design Necklace length 66cm

XBOX 360® Quantum of Solace Game, at Marks and Spencers
You must be 12 years of age or over to purchase this product You are the new Bond: Employ all of you Bond skills in high-octane combat, chaotic gun fights and precise stealth takedowns Take cover: First-person shooting with third-person cover combat allows you to adjust your game play to meet each challenge Fight worthy adversaries: Advanced A.I. systems allow enemies to react to you in intelligent and tactical ways The new world of Bond: Immerse yourself in the world of Bond with characters from both films and missions that take you through exotic real-world locations Become the world's premier MI6 agent: Go online with standard 12-player multiplayer modes plus unique Bond modes M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Teen

Girls' Limited Zip Cardigan, at Mark's & Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Dualit Vario 4-Slice Toaster - Red, at Marks and Spenser
2200 watt 4 slice toaster Hand built in England as identified by the individual assemblers mark on the base plate Designed for use in commercial kitchens Patented, award-winning ProHeat elements Mechanical timer to control toasting Manually operated eject lever to keep items warm until needed Selector switch - use only the slots required Adjustable inner wire guard to grip toast Replaceable/ repairable parts Easy cleaning with a stainless steel cover High lift mechanism to remove small items easily Extra wide 28mm slots to accommodate larger items and the optional sandwich cage Concealed crumb tray Adjustable rear foot Weight: 4.25 kg Dimensions: H22 x W46 x D21cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Suzie Damask Jacquard Quilt, at Marks and Spencer
L250 x W265cm Quilted Cotton Rich Damask design, Manufacturer: Marks & Spencer

Smoked Glass Balls Collection Table Lamp, at Marks and Spencer
Chrome plated base Square base Faux suede cylinder shade (included) H60 x Diam 30cm Bulb: 100W D30 BC GLS or 21W CFL This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Plain Shirt, at Marks and Spenser
Stylish and innovative, this easycare short sleeve shirt is quick and easy to iron for a smart crisp look

Pure Cotton Ditsy Print Mock Layer Top, at MarksandSpencer
It looks like a shirt and knitted top, but this fashionable mock layered design is just one piece. The ditsy floral print adds a stylish touch.

Mini Limited Pure Cotton 'Wild Life Rocks' Top, at Marks & Spencer
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Classic Collection Pure Cotton Stripe Insert Top, at Marks and Spencer
Modern and stylish, this versatile top is made from soft easycare fabric and features a stripe design. A fashionable style with a comfortable, flattering fit

Mother of Pearl Square Photo Frame 7.5 x 7.5cm (3 x 3"), at Marks and Spencer
Mother of pearl border Aperature: 7.5 x 7.5cm (3 x 3"), Manufacturer: Marks & Spencer

Cotton Rich Heart Print Low Rise Shorts, at Marks&Spencer
Low rise shorts are perfect for wearing with hipster styles and these cute heart print shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

White Beaded Heart Large Gift Bag, at Mark & Spencers
1 gift bag with tag Heart design Bead detail Approx size: H350 x W350 x D100 mm

Portland 2-Seater Sofa, at Mark's & Spencer
H76 x W200 x D102cm Seat: H52cm (all dimensions are approximate) Cushions made from shape-retaining foam with thick fibre wrap Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options have reversible seat cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.