M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Besides M&S Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Body Formula All Day Long Hand Cream with SPF15, at Mark's & Spencer
Liquorice to reduce the appearance of age spots Vitamin complex to strengthen and protect UVA and UVB filters shield the hand 75ml

15 Denier Medium Support Shine Tights, at Marks and Spencer
Flatter those legs with the medium support of these terrific tights. Their comfortable fabric is strong enough to wear over and over again. Support tights have been clinically proven to keep your legs feeling energised, younger and healthier. Circulation is improved, ankle swelling is reduced and legs feel less tired so they're ideal for travelling

3 Authentic Woven Pure Cotton Assorted Boxers, at Marks&Spencer
Add colour to your underwear drawer with these comfy assorted check and stripe design boxers

Stripe Halterneck Bikini Top, at MarksandSpencer
Fabulously fashionable, this bikini top is outstanding value. Style and quality at a great price

Blue Sketchy Floral Card, at Marks and Spencer
Cover text: Happy Birthday Inside message: Blank for your own message Approx size: 140 x 340mm

Pure Cotton Tear Drop Spot Pyjamas, at Mark & Spensers
Soft and breathable, pure cotton pyjamas are the natural choice for a comfortable night's sleep

2'' Longer Pure Cotton Stripe Long Sleeve Shirt, at Marks and Spenser
Woven in pure cotton fabric, long sleeves and double button cuffs add a smart focus to your office look. A practical and convenient choice for everyday wear

Reversible Knitted Wrap with Tassles, at Marks and Spencers
Keep warm without compromising on style! This fashionable wrap is reversible, making it even more versatile. A great way to add a cosy extra layer

Luxury Pure Cotton Long Sleeve Hairline Stripe Shirt, at Marks & Spencer
The superior quality, cut and detailing on this luxurious pure cotton shirt are inspired by Jermyn Street tailors. A sophisticated style with a great fit

2 Older Boys' Pure Cotton Assorted Design Shorties, at Mark & Spencers
Soft and comfy, this 3-pack of pure cotton shorties features a stripe and check design

Samsung 26'' LE26A457 HD Ready LCD TV, at Marks & Spensers
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 26 inch Widescreen LCD TV, 1366 x 768 resolution Contrast Ratios: 5000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W669.7 x D90 x D450.7mm (without stand) W669.7 x D216 x H500.4mm (with stand) Weight: 9.7kg (with stand), 8.3kg (without stand) SRS TruSurround XT: For enhanced surround sound effect Connectors: 2 x Scart, 3 x HDMI, Headphone socket, RF input, S-Video connection, Composite(AV), PCMCIA Card Slot, PC input (D-sub) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band Aerial. Suitable portable TV Aerials can be used to receive freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount

5 Cotton Rich Scallop Trim Full Briefs, at Marks & Spencer
A great value pack, ideal for everyday wear. This pack contains a mixture of designs and colours. See Click for zoom and other views

Dualit Vario 2-Slice Toaster - Chrome, at Marks n Spencer
1200 watt 2-slice toaster Mechanical timer to control toasting Manually operated eject lever to keep items warm until needed and extra wide 28mm slots to accommodate larger items and the optional sandwich cage Patented, award-winning ProHeat technology Adjustable inner wire guard to grip toast and high lift mechanism to remove small items easily Easy cleaning with a stainless steel cover Hand-built in England Selector switch - use only the slots required Designed to last - each individual parts is replaceable or repairable Designed for use in commercial kitchens Weight: 3.5kg Dimensions: H22 x W31 x D21cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Cotton Rich Bootleg Jeans with Belt, at Marks and Spencer
A smart pair of bootleg jeans in stretch cotton featuring skinny waist belt

Footglove™ Leather Panel Trouser Shoes, at Marks and Spencer
Round toe Panel design Stitch detail Buckle feature Slip-on Heel height 48mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Woodspice Body Splash, at Marks and Spencers
200ml

Pavilion Sugar Bowl & Milk Jug Set, at Marks and Spencer
2 piece set Platinum stripe design Sugar bowl: H7 x Diam 9.5cm Jug: H8cm, Manufacturer: Marks & Spencer

Autograph Pure Cotton Animal Border Duvet Cover, at Mark's & Spencer
Co-ordinate with satin stitch white plain dye sheets and pillowcases strokes T356490F,T356490S,T356940P Embroidered detail Comes in Single (3ft), Double (4ft 6in), King Size (5ft) and Super King Size (6ft), Manufacturer: Marks & Spencer

Cosmetox Rejuvenating Cleansing Cloths, at Marks & Spensers
Visible results in 4 weeks Suitable for all skin types Hypoallergenic

Embossed Pink Roses Birthday Card, at Marks & Spensers
Cover text: Best wishes Inside message: Blank for your own message Approx size: 150 x 150mm

Lavender Refresher & Burner Oil, at Marks & Spenser
Lavender fragrance 15ml This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Floral Garden Rug, at Marks and Spencers
Rectangular shape Floral design Contrast border Small: L140 x W80cm Medium: L180 x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Memory Foam Pillow, at Marks&Spencer
Provides support and maximum comfort Plain, Manufacturer: Marks & Spencer

Stain Defence™ Non-Iron Adjustable Waist Trousers With Stormwear™, at Marks and Spenser
These trousers are treated with Stain Defence™ and Stormwear™ technology so they repel water and stains. They're non-iron for convenience - for best results, machine wash, tumble dry and hang straight away

Panasonic Lumix DMC-TZ6 Digital Camera, at Marks and Spencers
Pixels: 10.1 Megapixels Zoom: 12x optical zoom, 4x digital zoom Screen: 2.7" TFT LCD Display ISO: Auto / 80 / 100 / 200 / 400 / 800 / 1600 High Sensitivity (ISO 1600-6400) Dimensions: W10.3 x H5.9 x D3.2cm Weight: Approx. 229g with battery and SD memory card, Approx. 206g (without) Face Detection: AF/AE to focus on faces in the frame and remove unwanted red-eye Optical Image Stabilizer: MEGA O.I.S. to compensate hand-shake Intelligent ISO Control: To detect subject movement Intelligent Scene Selector: To select the optimal scene mode automatically AF Tracking: To continually track a moving subject and keep it in focus Intelligent Exposure: to correct the brightness level

Cotton Rich 3/4 Sleeve Mock Layer Jumper, at Marks & Spencer
Contemporary and casual, this jumper is made with cool comfortable cotton and features a mock undershirt for a fashionable look

4 Maxim Short Tumblers, at Marks and Spenser
Pack of 4 H8.5cm 30cl, Manufacturer: Marks & Spencer

Baroque Jacquard Pencil Pleat Curtains, at Marks and Spencer
Standard width: 168cm / 66in Wider width: 219cm / 86in Three drop lengths:Short: 137cm / 54in Medium: 183cm / 72inLong: 229cm / 90in Lined How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Autograph Pure Cotton 3 piece Stripe Hooded Outfit, at Marks and Spencer
Fun and practical, this cute 3 piece outfit features a stripe design. It's made from pure soft cotton to keep him comfy. With luxury in every detail, this is part of our exclusive Autograph collection

Philips QG3190 Grooming Kit, at Marks and Spenser
9 attachments for unlimited style options Storage stand Full size trimmer blade Mini shaver 9 position hair clipper comb 9 position beard and moustache comb Nose and ear trimmer Precision trimmer Fine detailing blade 4 position eyebrow comb Rechargeable cordless operation Maintenance free - No oil needed

When you're shopping at Marks & Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."