Besides Marks and Spencer Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spensers purchases are also protected while you take them home.

Also, on both M&S Finance Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M & S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

Panasonic 32'' TX-L32X10 HD LCD TV, at Marks and Spencer
Display: 32 inch LCD screen, 1,049,088 (1,366 x 768) pixels Dynamic contrast ratio: 15,000:1 Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W798 x H551 x D217 mm (with stand), W798 x H510 x D93 mm (without stand) Weight: 13kg with stand V-Audio: Unique sound technology that delivers crystal-clear sound with superior bass performance Connectors: 3x HDMI, S-video input, component video input, PC input and 1 x headphone jack VIERA V-Real 4: Delivers images of mesmerising beauty. This superb picture technology enables you to see all the grand detail of fast moving onscreen images, so you never miss a moment of an action movie or sporting event! 24p Playback: High speed playback of images to recreate the full cinematic experience SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot VIERA Link: Enables you to control all your Panasonic AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Disney Fairies Pixie Hollow Activity Book, at Marks & Spencer
Join the Disney fairies and explore the magic of Pixie Hollow in this activity book. Enter the world of the Neverland Fairies. Play lots of fairy games and quizzies. Use yours stickers to decorate your things. This beautiful activity book is packed full of puzzles and fairy facts for hours of fairy fun !

Philips 32FL5404 32" HD Ready Digital LCD TV, at Marks & Spencer
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 32" Widescreen LCD WXGA Active Matrix TFT, 1366 x 768p Contrast Ratio: Dynamic contrast 50000:1 for incredible rich black details Screen Enhancement: Anti-Reflection coated screen Brightness: 450 cd/m Viewing angle: 178 (H)/178 (V) Picture enhancement: Pixel Plus HD, 3/2 - 2/2 motion pull down, 3D Combfilter, Active Control + Light sensor, Colour Enhancement, Colour Transient Improvement, Digital Noise Reduction, Dynamic contrast enhancement, Luminance Transient Improver Connectivity: Ext 1 Scart - Audio L/R, CVBS in, RGB; Ext 2 Scart - Audio L/R, CVBS in, RGB; Ext 3 - YPbPr, Audio L/R in; Front/Side connections - HDMI v1.3, S-video in, CVBS in, Audio L/R in, Headphone out, USB 2.0; Other connections - Audio constant level out, PC Audio in, PC-In VGA, S/PDIF out (coaxial), Common Interface; HDMI 1 - HDMI v1.3; HDMI 2 - HDMI v1.3; EasyLink (HDMI-CEC) - One touch play, System info (menu language), Remote control pass-through, System audio control Sound: Output power (RMS) - 2 x 10 W; Sound Enhancement - Incredible Surround, Treble and Bass Control; Sound System - Nicam Stereo Child Protection: Child Lock+Parental Control Screen Format Adjustments: Auto Format, Movie expand 16:9, Super Zoom, Widescreen Smart mode: Game, Cinema, Personal, Energy saving, Standard, Vivid Playback Formats: MP3, LPCM, JPEG Still pictures, MPEG1, MPEG2, H.264/MPEG-4 AVC Mains power: 220-240 V, 50 Hz Power consumption: 130 W Dimensions: W81 x H52 x D9.5cm Weight: 10kg, 13kg(with stand) Included Accessories: Tabletop swivel stand, Power cord, Quick start guide, CD-ROM with software + manual, User Manual, Warranty certificate, Remote Control, 2 x AAA Batteries M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Winita Mannequin Jewellery Holder, at Mark's & Spencer
Mannequin design Multiple hooks H18"

Barbera D'Asti 2006 - Case of 12, at Marks & Spencer
Style: Medium bodied Grape variety: Barbera Country of origin: Italy Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Congratulations Communion Multipack of 5 Cards, at Marks and Spencer
Cover text: Congratulations on your Holy Communion Inside message: Blank for your own message Approx size: 120 x 120mm

V-Neck Plain Knitted Jumper, at Marks & Spensers
Soft and comfy, this v-neck plain jumper is outstanding value. A fashionable easycare style

Autograph Plain Tie, at M+S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Croquet Football Set, at Marks and Spencers
Contains: 4 footballs, 6 hoops, 4 markers, 1 cone and storage case 2-4 players Suitable for ages 8+ For outdoor use Hoops: 345 x 200mm Balls: Diam 320mm Cone: 135 x 135 x 230 mm Markers: 30 x 30mm Bag: 400 x 280mm 1475g This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Nail Strengthening Treatment, at Marks & Spencer
Hardens and protects nails to limit breaking and splitting Gives nails a natural gloss Provides protection to your manicure 11ml

2 Pure Cotton Assorted Shorts, at Marks & Spencers
Stock up on essentials for less! This great value pack of 2 shorts is comfortable, practical, fashionable and easycare

Cotton Rich Frill Check Dress, at MarksandSpencer
Fun and casual, this easywear dress feels so comfy to wear. Frill detail keeps the look fabulously fashionable

Road Monsters Police Vehicle Set, at Marks and Spencers
Suitable for ages 3+ 5 police vehicles Die cast police car, van, 4x4 vehicles and a helicopter Imaginative play This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Per Una Diffused Check Panel Skirt, at Marks and Spenser
A fashionable mid calf length skirt featuring diffused check design and tape detail

Anthony Bear Have Fun Birthday Card, at Mark's & Spencer
Cover text: Have Fun! It's Your Birthday! Inside message: Have a great time! Approx size: 174 x 126mm

Die Cut Duckling New Baby Card, at Marks and Spencers
Cover text: New baby Inside message: Congratulations Approx size: Unfolded: 150 x 150mm

Panasonic 50'' TX-P50G10 Full HD Plasma TV with freesat HD, at Marks & Spencers
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 50 inch plasma screen, 2,073,600 (1,920 x 1,080) pixels Contrast Ratio (in dark surroundings): Dynamic: Infinite Black/Over 2,000,000:1; Native: 40,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W121.8 x H81.4 x D40.1cm (with stand), W121.8 x H76.9 x D10.6cm (without stand) Weight: 35kg (with stand) 32kg (without stand) V-Audio with SRS TruSurround XT: V-Audio delivers crystal-clear sound with superior bass performance while the SRS TruSurround produces enhanced surrounding effects Connectors: 3 x HDMI, 2 Scart, PC Input, S-Video, Component Video Input, Headphone Jack VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast and deeper natural colours, thanks to the wider x.v.Colour palette Digital Cinema Colour: Superb colour reproduction with 5,1200 steps of gradation Intelligent Frame Creation With 24p Playback: With 50Hz video signal input, the Intelligent Frame Creation achieves high moving picture resolution even in fast-motion scenes. 24p Playback creates high speed playback of images to recreate the full cinematic experience SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot VIERA Link: Enables you to control all your AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Per Una Leather T-Bar Gladiator Sandals, at Mark & Spencers
Open toe Ring and bead detail T-bar style Buckle fastening Flat sole Comes in sizes 3-8, including half sizes

Panasonic TX-P46S10 Full HD Plasma TV, at Marks & Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 46 inch plasma screen, 2,073,600 (1,920 x 1,080) pixels Contrast Ratio (in dark surroundings): Dynamic: 2,000,000:1; Native: 30,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W113.2 x H76.7 x D40.1cm (with stand) W113.2 x H72.2 x D10.5cm (without) Weight: 31kg (with stand) 29kg (without stand) V-Audio with SRS TruSurround XT: V-Audio delivers crystal-clear sound with superior bass performance while the SRS TruSurround produces enhanced surrounding effects Connectors: 3 x HDMI, 2 Scart, PC Input, S-Video, Component Video Input, Headphone Jack VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast and deeper natural colours, thanks to the wider x.v.Colour palette Digital Cinema Colour: Superb colour reproduction with 5,1200 steps of gradation Intelligent Frame Creation With 24p Playback: With 50Hz video signal input, the Intelligent Frame Creation achieves high moving picture resolution even in fast-motion scenes. 24p Playback creates high speed playback of images to recreate the full cinematic experience SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot VIERA Link: Enables you to control all your AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Plum Ombre Jacquard Bedset, at M&S
Leaf jacquard pattern Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in)and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super king size includes super king size duvet cover (6ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Handmade Letters Husband Birthday Card, at Marks & Spenser
Cover text: To my fabulous husband Inside text: Happy birthday Approx size: Unfolded: 230 x 114mm

Jayne Sunglasses, at M&S
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

North Coast Cotton Blend Funnel Neck Stitch Detail Jacket, at Marks&Spencer
A contemporary design and stitch detail makes this jacket a fashionable choice

Collezione Exclusive Pure Wool Single Pleat Twill Trousers, at Marks and Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Duck Feather & Down 4.5 Tog Duvet, at M & S
4.5 tog The coolest of all duvets, designed for summer use 230 thread count and 100% cotton downproof cover Excellent value for money, natural duck feather and down filling ensures a soft and comfy night's sleep Pure cotton cover Highest quality class 1 duck feather down Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Autograph Pure Cashmere Zebra Print Tasselled Scarf, at Marks & Spensers
Indulge in a touch of stylish luxury! This beautiful scarf is woven from pure cashmere and feels wonderfully soft and warm

Ribbon Detail Corsage Hat, at Marks and Spencer
Keep ahead of the trends with this contemporary ribbon detail corsage sunhat, an essential look for style in the sun

Baking Bible, at Marks & Spencer
Rejuvenate the art of baking with this useful book, create delicious home baked food for your family to enjoy

Flock Letters Son Card, at Marks and Spenser
Cover text: Happy birthday son Inside message: Blank for your own message Approx size: 150mm x 150mm

101 Brainbusting Quizzes, at Marks and Spencers
Give their brains a workout with this puzzle book. It's educational and fun, and with such a variety of puzzles they'll be busy for hours

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.